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The Mukhyamantri Amrutum (MA) Yojana, now aligned with PMJAY, offers free cashless health coverage up to ₹10 lakh for vulnerable families in Gujarat. Learn about benefits, eligibility, and enrollment under this state-backed scheme.
Claim Settlement Ratio (CSR) in health insurance shows how reliably an insurer pays claims. Learn why CSR matters in health insurance, how to check it, which insurers lead in 2026, and what other factors you must consider before choosing the right health plan.
Commercial health insurance in India offers customizable health plans from private and public insurers. It covers hospitalization, surgeries, and more, bridging the gap left by government schemes like Ayushman Bharat. Here’s a complete guide to benefits, exclusions, and plan types.
A Fixed Benefit Policy in health insurance pays a predefined lump sum upon diagnosis of a covered illness or event, regardless of treatment cost. Unlike indemnity plans, it gives financial flexibility, quick relief, and is best used as a supplement to your base or comprehensive plan.
Applied for a health insurance claim but got rejected? Then, it's high time you learn how to appeal for a rejected health insurance again. This guide discusses the process in detail with expert tips and also offers other alternatives.
Gross Written Premium (GWP) is the total premium an insurer collects before deductions. Learn why GWP is an important metric to check when choosing a strong and trustworthy insurance company.
Understand the survival period in critical illness insurance—why it matters, how it impacts claim eligibility, and what to consider when choosing a plan. Learn the key differences from waiting periods with real examples and expert tips.
Copay and coinsurance both share medical costs with insurers, but they work differently. In India, only copay applies, while coinsurance is a U.S. concept. Learn how each impacts your bills and which one makes healthcare more predictable.
The grace period in health insurance is your buffer to renew (15 days for monthly EMIs, 30 days for other modes). It protects continuity benefits (NCB, waiting periods), but coverage differs by payment mode.
Out-of-pocket in medical billing refers to expenses you pay yourself, like deductibles, co-pays, and non-covered costs. This guide explains why these occur, how to manage them smartly, and what to look for in a health plan to reduce surprise medical bills.
Should you opt for multi-year health insurance plans? These policies offer 2–5 years of coverage with discounts, tax perks, and inflation protection – but they also limit flexibility. Learn whether it’s the right choice for you.
Manipal Cigna Health Insurance offers customizable plans like Sarvah, ProHealth Prime, Lifetime Health, and Prime Senior. With strong benefits such as unlimited restoration, high coverage, and fast claims, it’s a mid-tier insurer in India with a growing presence.
