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Catastrophic Health Insurance

Catastrophic Health Insurance: Is It Worth It?

If you’re young and healthy or struggling financially, catastrophic health insurance might seem like a cheap alternative. But, here’s the truth- it can leave you paying thousands out of pocket before your insurance kicks in.

5 MIN
Swetlana Neog
Written by Swetlana Neog
What is the Health Insurance Age Limit?

Health Insurance Age Limit: Here’s What You Need To Know!

Did you know that as of 2025, the IRDAI has imposed new rules on the Health Insurance Age Limit? How important is it? Will you be affected by it? What is the maximum and minimum Health Insurance Age Limit? Here’s a quick look at the answers and more!

11 MIN
Swetlana Neog
Written by Swetlana Neog
Converting Corporate Health Insurance to Individual Health Insurance Plans

How to Convert Corporate Health Insurance to Individual Health Insurance Plans?

So, you have a corporate health insurance plan? GREAT! But what if you want to switch your company? How can you transfer your corporate plan to an individual policy? Here’s a quick read on what to do, what documents to keep handy, and more!

8 MIN
Swetlana Neog
Written by Swetlana Neog
Lowest waiting period for Maternity Insurance

Lowest Waiting Period for Maternity Insurance – Is It Worth the Extra Cost?

Looking for the best maternity health insurance with the lowest waiting period? Explore top plans in 2026, compare benefits, and secure financial protection today.

8 MIN
Swetlana Neog
Written by Swetlana Neog
 Insurance Companies that cover LASIK eye Surgery (2025)

Health Insurance Companies that Cover LASIK Eye Surgery

A LASIK eye surgery cover helps reduce the financial burden of vision correction for those with severe refractive errors. In 2025, many health insurers cover LASIK if the refractive error is 7.5 diopters or more. Explore the top health plans and benefits to find the best policy for your needs.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Types of Health Insurance

Types of Health Insurance: An Expert’s Guide

If you’re new to the world of insurance, you might be wondering, how many types of health insurance are there? Health insurance policies can be categorized into various types based on coverage, eligibility, and benefits. Let’s explore the types of health insurance in detail.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Understand How Good a 10 Lakh Health Insurance Cover Is | Ditto

How Good is a 10 Lakh Health Insurance?

Having a ₹10 lakh health insurance plan is a great start, but how good is it? With rising medical costs and sudden emergencies, understanding coverage, add-ons, and top-up options is key to staying protected. Explore what a ₹10 lakh plan covers, how to enhance it, and the top 5 policies this year!

8 MIN
Swetlana Neog
Written by Swetlana Neog
What is the Incurred Claim Ratio(ICR) in Health Insurance? (2025)

What is Incurred Claim Ratio (ICR) in Health Insurance?

Wondering if your insurer will pay claims when you need it most? The Incurred Claim Ratio (ICR) in Health Insurance shows how much insurers pay out in claims vs premiums collected. Understanding this metric helps you pick a reliable provider. Let’s break it down and explore 2025’s top insurers!

7 MIN
Swetlana Neog
Written by Swetlana Neog
How to Get Health Insurance with Free Medical Check-up | Ditto

How to Get Health Insurance with Free Medical Check-up in 2025

Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!

9 MIN
Swetlana Neog
Written by Swetlana Neog
A Quick Look at HDFC ERGO Health Insurance Riders

HDFC ERGO Health Insurance Riders

HDFC ERGO now offers three new health insurance riders for 2026: Limitless for extended hospitalization cover, ABCD Chronic Care for quick coverage of chronic conditions, and Parenthood for maternity needs. Learn features, drawbacks, and when each rider is worth adding.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Reasonable and Customary Clause in Health Insurance

Reasonable and Customary Clause in Health Insurance

Health Insurance companies can reject a portion of your claim or even your entire claim because of the reasonable and customary clause. Here’s how it works in health insurance, how it limits claim payouts, and tips to avoid unexpected expenses during hospitalization.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Room rent limit in Health Insurance | Ditto

What is the Room Rent Limit in Health Insurance?

Room rent limits can lower your health insurance premium, so, why do insurers add them? Learn how room rent limits work, the best plans without them, and how to choose smartly!

7 MIN
Swetlana Neog
Written by Swetlana Neog