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Health Insurance for Kids

Health Insurance for Kids: What to Know Before Choosing a Plan

Choosing health insurance for kids may seem difficult, especially when you are considering affordable premiums and future medical needs. This blog highlights the key points to keep in mind when choosing a health insurance plan for your child.

14 MIN
Swetlana Neog
Written by Swetlana Neog
Acko Health Insurance Claim Settlement Ratio 2025

Acko Health Insurance Claim Settlement Ratio 2026

Acko’s digital-first model and high health claim settlement ratio (2021–2024) make it a strong contender. But is it trustworthy? In this blog, we compare Acko with top insurers, unpack its claim process, and share Ditto’s view on whether it’s the right choice for you.

10 MIN
Soumi Halder
Written by Soumi Halder
IPD vs OPD

IPD vs OPD in Health Insurance: What’s the Difference?

The Indian medical infrastructure primarily offers two types of treatments for health issues: IPD and OPD. This blog highlights the key differences between IPD and OPD in health insurance to help you choose the right coverage for your needs.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Best Health Insurance Plans for 2025

Best Health Insurance Plans for 2025

Compare and choose the best health insurance plan for you from a range of top- rated plans that cover all your needs.

8 MIN
Swetlana Neog
Written by Swetlana Neog
What is the Difference between Day Care Treatment and OPD Coverage

What is the Difference between Day Care Treatment and OPD Coverage

Day Care vs OPD often confuses people and that’s where claims get denied. Ditto’s guide breaks down what each covers, what’s excluded, and how to use both smartly. No jargon, just clarity - so you stop guessing and start making the right call.

18 MIN
Soumi Halder
Written by Soumi Halder
Individual Health Insurance for Corporate Employees

Why Corporate Employees Need Individual Health Insurance?

Many corporate employees believe their group health policy is enough. But most of these plans come with low coverage, limited benefits, and no control. In this guide, Ditto breaks down why individual health insurance is essential and handpicks the best policies for salaried professionals in 2025.

8 MIN
Swetlana Neog
Written by Swetlana Neog
does health insurance premium increase every year?

Does Health Insurance Premium Increase Every Year?

Health insurance premiums often increase due to age, inflation, or the aggregate level of claims, especially after the age of 45. But you can manage this with thoughtful planning. Learn why premiums rise and how to keep them affordable.

11 MIN
Swetlana Neog
Written by Swetlana Neog
Is Health Insurance Worth It

Is Health Insurance Worth It?

Health insurance can feel unnecessary—until you need it. This 2025 guide breaks down why it’s worth it for everyone, from young professionals to new parents. Backed by real benefits and expert insights from Ditto.

9 MIN
Swetlana Neog
Written by Swetlana Neog
What is health insurance open enrollment

What Is Health Insurance Open Enrollment?

Unlike the U.S., health insurance in India can be bought or renewed anytime. But for employer group plans, changes like adding dependents often have a fixed yearly window. This article explains how enrollment works and helps you make timely, informed choices.

9 MIN
Soumi Halder
Written by Soumi Halder
Is Cancer Covered in Health Insurance?

Is Cancer Covered in Health Insurance in India?

Cancer treatment in India can cost up to ₹40 lakh, so financial protection is crucial. This blog explains if and how health insurance covers cancer, key exclusions, waiting periods, and how to choose the right plan—especially if already diagnosed. Get fully informed with our cancer insurance guide.

19 MIN
Soumi Halder
Written by Soumi Halder
Maternity health insurance

Should You Buy Maternity Health Insurance? Pros, Cons & Tips

Maternity insurance is key for couples planning a family—but is it really necessary? This blog covers who it's for, what it includes, pros and cons, when to buy, and if it’s worth the premium. Plus, we explain waiting periods, tax perks, and share Ditto’s expert advice.

18 MIN
Swetlana Neog
Written by Swetlana Neog
Super Top Up Health Insurance: 2025

What is a Super Top Up Health Insurance Plan?

Super Top-Up Health Insurance plans help you expand your health coverage without paying high premiums. Learn how they work, who they’re for, and why they’re still relevant in 2025 despite rising preference for high sum insured base policies.

8 MIN
Swetlana Neog
Written by Swetlana Neog