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AYUSH Health Insurance

AYUSH Health Insurance: A Guide to Holistic Coverage in India

An acronym for Ayurveda, Yoga, Unani, Siddha, and Homeopathy, AYUSH covers alternative treatments focusing on the holistic well-being of an individual. The best part? IRDAI has made it compulsory for health insurers to include AYUSH coverage.

6 min read
Incurred Claim Ratio

Incurred Claim Ratio (ICR): What It Means & Why It Matters

When buying a health insurance policy you go to great lengths to verify the details but you might miss out on the incurred claim ratio. It is the percentage of total claims paid by an insurer compared to the total premium collected in a financial year.

9 min read
Catastrophic Health Insurance

Catastrophic Health Insurance: Is It Worth It?

If you’re young and healthy or struggling financially, catastrophic health insurance might seem like a cheap alternative. But, here’s the truth- it can leave you paying thousands out of pocket before your insurance kicks in.

5 min read
Zero Waiting Period Health Insurance| Ditto

Zero Waiting Period Health Insurance: Is it Possible?

Waiting periods can be frustrating, especially if you need immediate coverage. Some plans claim to offer zero waiting periods, but do they really work as expected? In this guide, we’ll break down how these plans function, the trade-offs involved, and whether they’re the right fit for you.

10 min read
Supplemental Insurance: A Complete Guide

Supplemental Insurance: A Complete Guide

Wondering if your base insurance is enough? Supplemental policies fill coverage gaps for critical illnesses, accidents, and more. Learn the difference between health and term insurance supplements, how riders stack up, and which cover suits your needs best.

6 min read
Student Health Insurance

Student Health Insurance: Benefits, Cost, and Best Plans for 2025

Student health insurance safeguards against medical emergencies, covering hospitalization, doctor visits, and preventive care. It ensures access to quality healthcare without financial strain, making it a must-have for students, especially those studying abroad.

9 min read
What is the Health Insurance Age Limit?

Health Insurance Age Limit: Here’s What You Need To Know!

Did you know that as of 2025, the IRDAI has imposed new rules on the Health Insurance Age Limit? How important is it? Will you be affected by it? What is the maximum and minimum Health Insurance Age Limit? Here’s a quick look at the answers and more!

11 min read
Converting Corporate Health Insurance to Individual Health Insurance Plans

How to Convert Corporate Health Insurance to Individual Health Insurance Plans?

So, you have a corporate health insurance plan? GREAT! But what if you want to switch your company? How can you transfer your corporate plan to an individual policy? Here’s a quick read on what to do, what documents to keep handy, and more!

8 min read
Even Health Insurance Review (2025)

Even Health Insurance Review

Discover an in-depth Even Health Insurance Review for 2025. Learn about its benefits, coverage, membership plans, and limitations. Find out if Even’s group insurance suits your needs or if you should explore individual health plans.

7 min read
Lowest waiting period for Maternity Insurance

Lowest Waiting Period for Maternity Insurance – Is It Worth the Extra Cost?

Looking for the best maternity health insurance with the lowest waiting period? Explore top plans in 2025, compare benefits, and secure financial protection today.

8 min read
 Insurance Companies that cover LASIK eye Surgery (2025)

Health Insurance Companies that Cover LASIK Eye Surgery

A LASIK eye surgery cover helps reduce the financial burden of vision correction for those with severe refractive errors. In 2025, many health insurers cover LASIK if the refractive error is 7.5 diopters or more. Explore the top health plans and benefits to find the best policy for your needs.

5 min read
Types of Health Insurance

Types of Health Insurance: An Expert’s Guide

If you’re new to the world of insurance, you might be wondering, how many types of health insurance are there? Health insurance policies can be categorized into various types based on coverage, eligibility, and benefits. Let’s explore the types of health insurance in detail.

8 min read