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Health Insurance Articles

Jharkhand Health Insurance

Jharkhand Health Insurance 2026: Schemes, Limitations & Private Coverage

Learn how Jharkhand health insurance works in 2026. MASSY and PM-JAY cover hospitalization, but everyday expenses, diagnostics, and premium hospitals often remain uncovered. Discover how private plans fill these gaps for complete protection.

7 min read
Restoration Benefit in Health Insurance

Restoration Benefit In Health Insurance

Restoration benefit refills your health insurance coverage after it is used, helping you stay protected during multiple claims in the same year. Learn how it works, its types, and when it actually helps.

6 min read
What is PED in Health Insurance

What is PED in Health Insurance: A Guide for Indian Consumers

Pre-existing diseases (PEDs) play a major role in how health insurance is priced and how claims are assessed. Here’s what PED means, what is the PED waiting period, why insurers care about it, and how it can impact your premiums and claim approvals.

5 min read
What is Comprehensive Health Insurance?

What is Comprehensive Health Insurance?

Comprehensive health insurance offers wide coverage with fewer limits. It usually includes hospitalization, daycare treatments, consumables, no room rent caps, and restoration benefits. Here’s a simple breakdown of how these plans work and who they make sense for.

7 min read
Axis Bank Health Insurance

Axis Bank Health Insurance: Guide 2026

Axis Bank Health Insurance offers health plans from top insurers like Niva Bupa and Aditya Birla. This guide explains the plans, pros, cons, and whether buying through Axis Bank is better than buying directly.

7 min read
Reliance General Health Insurance Renewal

Reliance General Health Insurance Renewal Process: Easy Steps & Benefits

Renew your Reliance General Health Insurance policy online or offline to retain NCB, moratorium benefits, and avoid restarting waiting periods. Follow our step-by-step guide for a hassle-free renewal.

4 min read
Cumulative Bonus in Health Insurance

Cumulative Bonus Health Insurance: A Comprehensive Guide

What happens if you do not make any claims in a policy year or two? The insurer rewards you with a cumulative bonus health insurance benefit. But is it worth the hype? Read on to find out.

9 min read
Bank of Baroda Health Insurance

Bank of Baroda Health Insurance: Partners, Benefits and Risks Explained

Before you buy Bank of Baroda Health Insurance, remember, BoB only sells these policies as a Corporate Agent. The real coverage and claims depend on the partner insurer. This guide shows you the partners, pros, risks, and critical checks you shouldn’t skip.

7 min read
TATA AIG Health Insurance Claim Settlement Ratio

TATA AIG Health Insurance Claim Settlement Ratio

TATA AIG’s health claim settlement ratio, ICR, complaints, and business growth put it in the middle zone: decent claim performance but not a top performer. This article breaks down the numbers and shares Ditto’s honest take for buyers.

6 min read
Zero Waiting Period Health Insurance

Zero Waiting Period Health Insurance in India

Are you considering a health insurance policy but worried about waiting periods? This guide on zero waiting period health insurance plans is for you. Get further insights on its pros and cons, including other alternatives.

6 min read
Health Insurance For Students Over 26

Health Insurance For Students Over 26

Health insurance becomes essential once you’re over 26, especially if you can’t stay in your parents’ plan. This guide breaks down the best options for students - domestic or abroad - so you can choose a plan that gives solid, long-term protection without overspending.

6 min read
Star Health Insurance Plans For Family

Star Health Insurance Plans For Family

Planning health cover for your family with Star Health? Learn how Super Star, Assure, and Comprehensive work, what they cover, key drawbacks, and when it still makes sense to pick Star

5 min read