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 Insurance Companies that cover LASIK eye Surgery (2025)

Health Insurance Companies that Cover LASIK Eye Surgery

A LASIK eye surgery cover helps reduce the financial burden of vision correction for those with severe refractive errors. In 2025, many health insurers cover LASIK if the refractive error is 7.5 diopters or more. Explore the top health plans and benefits to find the best policy for your needs.

5 min read
Types of Health Insurance

Types of Health Insurance: An Expert’s Guide

If you’re new to the world of insurance, you might be wondering, how many types of health insurance are there? Health insurance policies can be categorized into various types based on coverage, eligibility, and benefits. Let’s explore the types of health insurance in detail.

8 min read
Understand How Good a 10 Lakh Health Insurance Cover Is | Ditto

How Good is a 10 Lakh Health Insurance?

Having a ₹10 lakh health insurance plan is a great start, but how good is it? With rising medical costs and sudden emergencies, understanding coverage, add-ons, and top-up options is key to staying protected. Explore what a ₹10 lakh plan covers, how to enhance it, and the top 5 policies this year!

8 min read
What is the Incurred Claim Ratio(ICR) in Health Insurance? (2025)

What is Incurred Claim Ratio (ICR) in Health Insurance?

Wondering if your insurer will pay claims when you need it most? The Incurred Claim Ratio (ICR) in Health Insurance shows how much insurers pay out in claims vs premiums collected. Understanding this metric helps you pick a reliable provider. Let’s break it down and explore 2025’s top insurers!

7 min read
Galaxy Health Insurance Review (2025)

Galaxy Health Insurance Review

Galaxy Health Insurance is a new player in India’s health insurance market, offering innovative plans like Galaxy Promise, Galaxy Guardian, and Galaxy Top-Up. With features like unlimited sum insured restoration and wellness rewards, it’s a strong contender. Read our expert review!

10 min read
How to Get Health Insurance with Free Medical Check-up | Ditto

How to Get Health Insurance with Free Medical Check-up in 2025

Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!

9 min read
LIC’s latest venture into the health insurance industry | Insurance News 2025!

Will LIC Breach the Health Insurance Borders in 2025?

LIC - the OG of the life insurance industry is reportedly all dolled up and ready to dip its toes in the health insurance industry! What would this mean for the private health insurers? Who is the partner tying up with LIC?

4 min read
CIBIL-like score for health insurance

CIBIL-Like Score for Health Insurance: Cause & Effect on the Insurance Industry!

The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.

3 min read
A Quick Look at HDFC ERGO Health Insurance Riders

HDFC ERGO Health Insurance Riders – 2025

HDFC ERGO Health Insurance just introduced new riders for some features they never had before! There’s an unlimited cover amount rider, a reduction in waiting period rider, and a maternity cover! But are these new riders worth it in 2025? Read the whole article to find out!

7 min read
Reasonable and Customary Clause in Health Insurance

Reasonable and Customary Clause in Health Insurance

Health Insurance companies can reject a portion of your claim or even your entire claim because of the reasonable and customary clause. Here’s how it works in health insurance, how it limits claim payouts, and tips to avoid unexpected expenses during hospitalization.

5 min read
Room rent limit in Health Insurance | Ditto

What is the Room Rent Limit in Health Insurance?

Room rent limits can lower your health insurance premium, so, why do insurers add them? Learn how room rent limits work, the best plans without them, and how to choose smartly!

7 min read
What is the restoration benefit in health insurance plans?

What is Restoration Benefit in Health Insurance Plans?

Rising healthcare costs make health insurance a necessity — but what if your coverage runs out mid-year? That’s where the restoration benefit steps in, replenishing your sum insured after exhaustion, at no extra cost. Learn how this feature boosts your coverage and discover the plans offering it!

10 min read