The Awaz Health Insurance Scheme offers free medical and accident coverage for migrant workers in Kerala. Learn about its benefits, eligibility, registration, and claim process, and explore better health cover options with Ditto.
Karunya Arogya Suraksha Padhathi (KASP) is Kerala’s flagship health insurance scheme offering Rs. 5 lakh annual coverage per family. In this blog we discuss its objectives, eligibility, coverage, exclusions, how to apply for it online and the claim process.
The Yeshasvini Health Scheme 2025 is a Karnataka government initiative offering affordable, cashless healthcare to cooperative members across the state. Learn how it works, eligibility criteria, coverage limits, and why it’s a crucial safety net for farmers, artisans, and rural families.
Understand the GST on hospital room rent and beds in India. Ditto’s guide explains exemption limits, applicability rules, and how GST affects patients and hospitals.
A TPA is a key facilitator in health insurance claims, helping policyholders with cashless treatments, reimbursements, and smooth hospital coordination. Learn how they work and what risks to watch out for.
Health Insurance Portability lets you switch insurers without losing benefits like waiting periods or bonuses. Learn the process, rights, documents required, and when you should consider porting your policy.
Health insurance fraud in India threatens policyholders and insurers alike. Learn the types, penalties, prevention methods, and how IRDAI helps combat fraudulent claims.
The Insurance Ombudsman in India offers policyholders a free, impartial, and quick platform to resolve disputes with insurers. From claim delays to policy misrepresentation, here’s how you can file complaints and seek redressal through the CIO system.
Worried if dental treatment is covered in health insurance? Standard plans only cover disease or accident-related treatments. Coverage usually comes as outpatient procedures with an OPD rider, but many treatments and routine care are excluded. Learn what’s included, what’s not, and popular plans.
Aam Aadmi Bima Yojana (AABY) was a government-backed insurance scheme offering life and disability coverage to unorganised workers at a subsidized premium. Now merged into PMJJBY & PMSBY, it remains a milestone in India’s social security journey.
What is the key difference between top-up and super top-up plans in health insurance? Learn their key benefits and limitations in this guide and understand whether it's a right choice to add them to your base health insurance policy.
The Mukhyamantri Amrutum (MA) Yojana, now aligned with PMJAY, offers free cashless health coverage up to ₹10 lakh for vulnerable families in Gujarat. Learn about benefits, eligibility, and enrollment under this state-backed scheme.
