When buying a health insurance policy you go to great lengths to verify the details but you might miss out on the incurred claim ratio. It is the percentage of total claims paid by an insurer compared to the total premium collected in a financial year.
If you’re young and healthy or struggling financially, catastrophic health insurance might seem like a cheap alternative. But, here’s the truth- it can leave you paying thousands out of pocket before your insurance kicks in.
Student health insurance safeguards against medical emergencies, covering hospitalization, doctor visits, and preventive care. It ensures access to quality healthcare without financial strain, making it a must-have for students, especially those studying abroad.
Did you know that as of 2025, the IRDAI has imposed new rules on the Health Insurance Age Limit? How important is it? Will you be affected by it? What is the maximum and minimum Health Insurance Age Limit? Here’s a quick look at the answers and more!
So, you have a corporate health insurance plan? GREAT! But what if you want to switch your company? How can you transfer your corporate plan to an individual policy? Here’s a quick read on what to do, what documents to keep handy, and more!
Looking for honest Even Healthcare reviews? Discover a comprehensive analysis of coverage, key benefits, pros and cons, plans offered, and expert insights to help you decide in 2025.
Looking for the best maternity health insurance with the lowest waiting period? Explore top plans in 2025, compare benefits, and secure financial protection today.
A LASIK eye surgery cover helps reduce the financial burden of vision correction for those with severe refractive errors. In 2025, many health insurers cover LASIK if the refractive error is 7.5 diopters or more. Explore the top health plans and benefits to find the best policy for your needs.
If you’re new to the world of insurance, you might be wondering, how many types of health insurance are there? Health insurance policies can be categorized into various types based on coverage, eligibility, and benefits. Let’s explore the types of health insurance in detail.
Having a ₹10 lakh health insurance plan is a great start, but how good is it? With rising medical costs and sudden emergencies, understanding coverage, add-ons, and top-up options is key to staying protected. Explore what a ₹10 lakh plan covers, how to enhance it, and the top 5 policies this year!
Wondering if your insurer will pay claims when you need it most? The Incurred Claim Ratio (ICR) in Health Insurance shows how much insurers pay out in claims vs premiums collected. Understanding this metric helps you pick a reliable provider. Let’s break it down and explore 2025’s top insurers!
Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!
