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Health Insurance Articles

Kidney Stones Waiting Period

How Long Is the Waiting Period for Kidney Stones in India?

At Ditto, we help you understand the waiting period for kidney stone treatment under health insurance in India, how specific illnesses and PED waits work, and how to reduce them with the right plans or add-ons for faster, more effective coverage.

7 min read
Is Pregnancy Covered in Health Insurance?

Is Pregnancy Covered in Health Insurance?

At Ditto, we guide you in choosing maternity insurance policies in India that cover delivery charges, new born care, vaccinations, and more to support your family planning journey.

9 min read
Health Insurance for Heart Patients

Health Insurance for Heart Patients

Heart disease is a growing concern, and treatment expenses can be overwhelming without proper coverage. This guide explains how health insurance for heart patients works, whether you are diagnosed before or after buying a policy.

9 min read
Cancer Health Insurance in India

Cancer Health Insurance in India 2025

Cancer treatment costs are rising in 2025. The right health insurance plan in India covers chemo, radiation & hospital bills - buy early to stay protected.

7 min read
Health Insurance Tax Benefit in Old and New Tax Regime

Health Insurance Tax Benefit in Old and New Tax Regime

Health insurance not only covers medical costs but also offers tax savings under Section 80D. The old regime allows deductions up to ₹1,00,000, while the new regime offers none. Compare health insurance tax benefits in old and new tax regime to choose wisely.

6 min read
Permanent Exclusion in Health Insurance

What Are Permanent Exclusions in Health Insurance?

Not everything is covered in health insurance. This may include cosmetic surgeries, self-inflicted injuries, and more. This guide discusses the list of permanent exclusions in health insurance and the relevant alternatives to override them.

7 min read
5 Affordable Health Insurance Plans

5 Affordable Health Insurance Plans In India 2025

Finding the right health insurance doesn’t have to drain your wallet. In this guide, we break down the top 5 affordable health insurance plans in India for 2025, catering to individuals, families, and seniors, so you get maximum coverage without overspending.

8 min read
1 crore Health Insurance

Is a ₹1 Crore Health Insurance Plan Worth It? Here’s What You Should Know

A ₹1 crore health insurance plan promises maximum financial protection against rising medical costs, but is it always the smartest choice? In this blog, we explore when such high coverage truly makes sense, who should consider it.

10 min read
Free Medical Check-up health insurance plans

Health Insurance Plans with Free Medical Check-up: A Complete Guide

Choosing health insurance plans with free medical check-ups can be a smart move, especially if you are considering preventive care. This guide explores such plans in detail to help you draw a better cost comparison when considering health insurance.

7 min read
Health Insurance Plans for Mental Health Coverage

Health Insurance Plans for Mental Health Coverage

At Ditto, we guide you in choosing health insurance plans for mental health coverage in India—covering therapy, OPD, hospitalization, and more.

8 min read
Risk Pooling in Health Insurance

Risk Pooling in Health Insurance

Risk pooling in health insurance spreads medical costs across many people, ensuring affordable premiums and financial protection. Learn how it works, its benefits, and why it’s crucial for a fair, sustainable insurance system.

10 min read
Government Health Insurance Schemes in India

Government Health Insurance Schemes in India

Government health insurance schemes like PM-JAY, CGHS, ESIS, and ECHS provide essential financial protection for millions of Indians. Here’s a complete guide to benefits, eligibility, and why you may still need private health insurance.

10 min read