Articles

Health Insurance Articles

Health Insurance Network Hospitals

Network Hospitals in Health Insurance: Why They Matter More Than You Think

When choosing a health plan, don’t just look at premiums or cover. A strong network of hospitals ensures cashless care and avoids bill shocks. Learn how to check your insurer’s list, steer clear of blacklisted facilities, and more. At Ditto, we help you pick plans with the best hospital networks.

8 min read
Star Health Comprehensive Plan Review

What is the Star Health Comprehensive Plan?

Detailed review of the Star Health Comprehensive Plan features, pros, cons & premium comparison.

8 min read
Home Care Treatment in Health Insurance

Home Care Treatment in Health Insurance: What It Is, Who Needs It, and How It Works

Home care treatment in health insurance is a growing feature, distinct from domiciliary or post-hospitalization care. It covers treatment at home under specific conditions. Here’s what it means, who benefits, when it applies, and how it compares with other features in your policy.

9 min read
Cashless vs Reimbursement

Cashless vs Reimbursement: What Are the Differences?

Settling your hospitals can be confusing, especially if you don’t know about claim settlement processes. The two common claim types are cashless and reimbursement. In this guide, we will help you distinguish between cashless vs reimbursement claims so you can settle your medical bills with ease.

6 min read
Best Maternity Health Insurance Plans 2025

Best Maternity Health Insurance Plans 2025

A complete 2025 guide to maternity health insurance plans in India — compare top standalone, built-in, and add-on policies with waiting periods, sub-limits, and Ditto’s expert take.

8 min read
Health Insurance Exclusions

Health Insurance Exclusions: A Complete Guide

Not every medical treatment or procedure is covered under health plans. It’s important to understand these health insurance exclusions to avoid last-minute claim surprises. In this guide, we break down what is usually excluded in most policies.

6 min read
Is Dengue Covered in Health Insurance

Dengue and Health Insurance: What’s Covered and What’s Not

Dengue is covered by most health insurance plans, but claims may be denied if hospitalization isn’t needed or paperwork is incomplete. This guide explains coverage, exclusions, and tips to avoid rejection, plus affordable dengue-specific plans like HDFC ERGO Dengue Care and Bajaj Allianz M-Care.

5 min read
Star Health Super Star Plan Review

Star Health Super Star Plan Review: Features, Benefits & Claim Insights

This guide gives a detailed breakdown of the Star Health Super Star Plan — its standout benefits, hidden limitations, and whether it’s the right fit for your health insurance needs.

10 min read
Cashless Everywhere in Health Insurance

What is Cashless Everywhere in Health Insurance?

The General Insurance Council’s Cashless Everywhere initiative aims to let policyholders get cashless treatment at any hospital in India, networked or not. This 2025 guide explains how it works, key challenges, and expert tips to help you navigate the process without surprises.

4 min read
Documents Required for Health Insurance in India

Documents Required for Health Insurance in India

Documents required for health insurance policy purchases and claim settlement processes are quite different. To help you fulfil these prerequisites easily, we have curated this guide detailing the necessary paperwork.

7 min read
₹50 Lakh Health Insurance

Is a ₹50 Lakh Health Insurance Plan Worth It? Here’s What You Should Know

A ₹50 lakh health insurance plan sounds like the ultimate safety net but is it always the smartest choice? In this blog, we break down when this kind of cover makes sense, who may consider it, and whether a base + super top-up combo can offer better value.

10 min read
Day Care Treatment in Health Insurance

Day Care Treatment in Health Insurance

Many modern treatments no longer need overnight hospital stays but they can still be costly. This guide explains how day care treatment in health insurance helps cover these short procedures, what’s included, how claims work, and which plans offer the best support.

13 min read