Quick Overview

Aditya Birla health insurance is one of the few health insurers that has made the renewal process as swift and efficient as possible. You can renew your Aditya Birla health insurance policy online via the official website or mobile app by entering your policy number or registered mobile number. 

One of the most common mistakes people make is letting their health insurance policy expire, often due to confusion around renewal processes or simple forgetfulness. At Ditto, we’ve helped thousands navigate the complexities of health insurance, ensuring they stay protected without the stress of missing crucial renewal deadlines. 

In this blog, we’ll walk you through the simple steps of renewing your Aditya Birla health insurance policy. Additionally, we’ll highlight the benefits of renewing before your policy expires to avoid unnecessary coverage disruptions.

Need help in choosing the right plan or insurer? Book a free consultation call or chat with our advisors now.

How to Renew an Aditya Birla Health Insurance Policy?

Via the Website

  1. Log in to the website/portal by visiting the official Aditya Birla Health Insurance homepage.
  2. You’ll find the ‘Renew’ option at the top-right of the page.
Aditya Birla Homepage
  1. You can also visit their policy renewal webpage directly. 
Aditya Birla Policy Renewal Page
  1. Enter your mobile or policy number. 
  2. Once logged in, select the policy you wish to renew and review the terms.
  3. You can make a payment using various methods, such as credit cards, debit cards, net banking, or UPI. 
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Via the App

    1. You can download the Aditya Birla Health Insurance app via the Play Store for Android users or the App Store for iOS users.
    2. Log in using your registered mobile number or policy details.
    3. Navigate to the ‘Renew Policy’ section on the dashboard.
    4. Select the policy due for renewal and review the premium and coverage details.
    5. Complete the payment and get instant confirmation. 

Alternatively, you can also call the customer service team or visit the nearest branch for assistance with the renewal. 

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Aditya Birla Health Insurance Contact Details

01

Toll-Free Helpline:

18002707000 (available 24/7)

02

WhatsApp Support:

+91 88288 00035 (for quick assistance)

03

Email:

care.healthinsurance@adityabirlacapital.com

04

Offline Support:

Use the Aditya Birla Health Insurance branch locator to find the one closest to you.

Aditya Birla Health Insurance Renewal Grace Period

If you miss the renewal date, Aditya Birla Health Insurance offers a grace period for policy renewal. The grace period typically lasts for 15 days for monthly premiums and 30 days for quarterly/half-yearly/annual renewals. You’re also covered within the grace period.

However, it’s important to note that if the policy isn’t renewed within the grace period, the coverage will lapse completely. This means you’ll lose accumulated benefits such as waiting period, no-claim bonuses, and continuity advantages. 

In some cases, you may also need to purchase a new policy and undergo fresh waiting periods.

Benefits of Aditya Birla Health Insurance Renewal Before Expiry

No Break in Coverage

Your policy stays active, so you’re protected without gaps. This is especially important if an emergency happens around the expiry date.

Continuity Benefits Remain Intact

Renewing on time helps you retain accumulated benefits, such as waiting-period credits and other continuity advantages (which are protected if you renew within the grace period).

Keeps Your Long-Term Milestones on Track

Continuous renewal helps you progress toward key time-based protections, such as the moratorium period (which depends on continuous coverage).

Avoid Claim Rejections

Renewing in advance can make the claim process smoother and help you avoid rejections due to an inactive or lapsed policy.

Why Choose Ditto for Health Insurance?

At Ditto, we’ve assisted over 8,00,000 customers with choosing the right insurance policy. Why customers like Rajan below love us:

Aditya Birla Health Insurance Renewal
    • No-Spam & No Salesmen
    • Rated 4.9/5 on Google Reviews by 15,000+ happy customers
    • Backed by Zerodha
    • 100% Free Consultation

You can book a FREE consultation. Slots are running out, so make sure you book a call or chat with our advisors now!

Conclusion

Aditya Birla Health Insurance is an excellent choice for your healthcare needs, offering extensive benefits and a straightforward renewal process. By renewing your policy before it expires, you ensure continuous coverage and avoid any disruptions. 

Full Disclosure: Aditya Birla Health Insurance is a partner insurer of Ditto. If you need help, we are always here to simplify the process and provide expert assistance.

Frequently Asked Questions

What are the IRDAI rules for claim renewals?

Renewals cannot be denied just because you’ve previously made claims on a policy. Moreover, fresh underwriting shouldn’t be done at renewal, unless the customer is seeking an increase in sum insured (and even then, underwriting is on the additional SI). Additionally, if a product is withdrawn, the insurer must offer migration options.

How do I renew my Aditya Birla health insurance policy?

To renew your Aditya Birla health insurance policy, you can visit their official website or app, log in to your account, select your policy, make the payment, and receive confirmation of the renewal.

What if I miss my Aditya Birla renewal date?

If you miss the renewal date, you can still renew your policy within the grace period (usually 15-30 days).

Is Aditya Birla health insurance good?

Yes, Aditya Birla Health Insurance is known for its comprehensive coverage, a wide range of plans, and customer-friendly services. If you’d like to learn more, you can check out our detailed review of Aditya Birla Health Insurance. 

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