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ICICI Lombard is a joint venture between India's ICICI Bank and Canada's Fairfax Holdings. It's one of the largest general insurance companies in India with products across motor, travel, home, and health, property insurances. It offers health insurance with sum insured of upto 50 lacs.

Claim Settlement Ratio - 85.53%
Network Hospitals - 7,500+
Incurred Claim Ratio - 80%
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Trustworthy company ICICILombard. I like their services very much and I will recommend this compnay to everyone.

Jjyoti tripathi

Excellent work

I really like ICICI’s floater policy where you buy only one policy for the whole family. My whole family is covered for the entire sum insured.


amazing claim

Best insurance company with good claim process and minimum premium.

AAAkash nambiar

Best insurance policy so far!

I have a ICICI Lombard policy for my mom, it's 4 year old policy now. This year I claimed 2 times and my both the claims were successfully passed. my both the claims were processed completed with in 40-45 days that includes some query as well.

Ffatima ansari

Very Supportive

I have a family floater plan. My mother and sister were hospitalized for 10 days in the hospital. I was charged a big amount for the medical expenses. The insurance paid the whole amount, luckily!

SSapan Mishra

Lowest Premium

I think ICICI Lombard's health insurance is the best one. The reason being is that I am a diabetic and I disclosed it as a pre-existing disease before taking the policy. I requested so many health insurance companies but all of them declined and none of them issued me any health policy except ICICI lombard.

CChirantan Malik

Fantastic company


BBishnu Ranganathan

Detailed and Comprehensive

I bought a health insurance policy for my parents from ICICI Lombard. I must admit that these people know their job and are pretty good at following up. Frankly, I was a bit confused as to which plan would suit my parents the most. But after going through the details, and after clarifying my queries, I finally decided on buying a policy from them.

RRaj Kedare

Best for family floater

I was in a fix early on whether to go for individual or family floater plan. Thanks a lot to the customer support team for helping me out. I chose family floater which also covers my 3 year old kid right off the bat.

JJitesh Kumawat

Happy customer

After buying the policy from icici lombard, I was super happy with the policy features and the agent who help me buy it.

PPoorvi Rathore

ZERO Clarity

My sum assured was Rs 3 lakhs and the premium paid was Rs 15,000. No claim was made by us in the policy year. I was surprised and shocked to receive a renewal notice for the above policy asking for double the premium, i.e. Rs 30, 000, without any intimation.

NNishtha Shetty


The first problem is when the due date approaches, I don't have any option to renew my policy automatically from their website. Also, they never remind it through mail or SMS. this is the very biggest irritating thing. You can do better ICICI Lombard!

AAdarsh Sonar

talk to us

Talk to IRDAI-certified experts

Health is tricky, and insurance trickier. But we’ll simplify it for you - for FREE! Book a call now. Limited slots available.