Niva Bupa Health Insurance Premium Chart PDF

Health insurance premiums can often feel confusing, especially when prices vary across ages, cities, and coverage amounts. A premium chart helps simplify this by showing how insurers price different plans transparently.

In this blog, we’ll break down the Niva Bupa Health Insurance premium chart PDFs, explain what influences your premiums, and help you understand how to estimate costs from these documents, so that you can choose coverage more confidently.

How to Download the Niva Bupa Health Insurance Premium Chart

1. Go to Niva Bupa’s official website and scroll down to the bottom of the page. 
2. Under the ‘Tools for You’ section, click ‘Download Center.’

3. Once the Download Center page opens up, scroll down to the bottom of the given options and select ‘Premium Chart.’

4. A list of all of Niva Bupa’s available plans will be displayed as follows:

5. Click on the plan name, and you’ll find the Premium Chart for that particular plan displayed on your screen. You can choose to download it to your device or just read it on the website. As an example, the Niva Bupa health insurance premium chart PDFs look somewhat like this:

Note: It is always advisable to download the premium chart from the official website, as information on third-party websites can be outdated or inaccurate.

The Niva Bupa Health Insurance Premium Chart PDFs give a structured view of how health insurance costs vary based on several factors, such as age, coverage amount, plan type, and location. This brings us to an important question:

How to Calculate Niva Bupa Health Insurance Premiums Online?

You can calculate Niva Bupa health insurance plans’ premiums by following the step-by-step guide given below:

1. Go to Niva Bupa’s official website.
2. Click on the ‘Plans’ option given at the top of the screen.
3. Then, select the option that applies to you. For this example, we will calculate the premiums of an individual Aspire Titanium+ plan. So, we will select ‘For Me.’
4. This leads us to the Individual Medical Insurance page. 
5. Scroll down to the ‘Health Insurance Plans’ section. 
6. Select the type of plan you want from the options given (Popular, Wellness, Senior Citizens, etc.)
7. Click on the ‘Buy Now’ button. 
8. Enter the relevant details like phone number, age, name, sum insured, location, plan type, preferred riders, etc. 
9. After you’re done inputting the required information, your premium will be displayed on the screen.

Niva Bupa’s official website has published the Niva Bupa Health Insurance Premium Chart PDFs for all their available plans. For your convenience, we have listed the premiums of a few profiles of Niva Bupa’s flagship plans:

Notes: 

• Unless otherwise mentioned, the premiums above are for a person living in Delhi (110010) and are based on a ₹15 lakh sum insured with an added consumables cover, which, in Niva Bupa’s case, is Safeguard+.
• The given premiums are subject to increase based on age and inflation by roughly 14-18% every 2 to 3 years. The premiums mentioned are indicative in nature and are subject to change based on the insurer’s underwriting process. 
• The premiums shown are exclusive of GST, as it was waived for retail insurance plans from 22nd September 2025.

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Conclusion

Understanding the Niva Bupa premium chart makes it easier to see how factors like age, coverage amount, city, and plan type influence your insurance cost. Once you know how to read the Niva Bupa health insurance premium chart PDF, comparing options and choosing the right level of coverage becomes much simpler and more practical for your needs and budget. If you’re confused about the process of premium calculation, you can always reach out to us.