Quick Overview

Good Health Insurance TPA Limited is a Third Party Administrator (TPA) company (IRDAI license No. 023). It handles claims and related processes on behalf of its client insurers, which include New India Assurance, Oriental Insurance, and United India Insurance. You can think of it as the insurers’ primary point of contact for claims.

From pre-authorization and customer support to policy servicing and claim processing, Good Health Insurance TPA Limited manages the entire journey on the insurer’s behalf. However, contrary to popular belief, it does not issue policies or decide on claim approvals or rejections.

Imagine you’re visiting a network hospital for a cashless treatment and the hospital desk asks you to contact a separate company to confirm your eligibility and documents. You’re insured, yet the name they mention isn’t your insurer. That’s usually because a third-party administrator, or TPA, is coordinating the claim.

In this guide, we’ll explain how Good health Insurance TPA operates, which insurers it works with, and how the claims process is handled.

About Good Health Insurance TPA Limited

Established in 2003, Good Health Insurance TPA is headquartered in Hyderabad. One of the early entrants in the TPA industry, their core responsibilities include:

    • Managing cashless hospitalization approvals
    • Handling reimbursement claim requests
    • Checking and validating medical and billing records
    • Acting as a bridge between hospitals and insurers

Note: The TPA does not issue policies or decide coverage. All approvals, deductions, or rejections are based on your insurer’s policy wording. It only executes those rules during the claim process.

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What is The Cashless Claims Settlement Process At Good Health Insurance TPA?

01

Select a Network Hospital

To use the cashless facility, make sure the hospital is part of Good Health Insurance TPA Limited hospital list before admission. Since hospital tie-ups can change, it’s best to reconfirm the network status in advance.

02

Patient Verification at The Hospital

At the hospital’s insurance or TPA desk, share your Good Health Insurance TPA ID card or policy number along with a valid government photo ID. Carrying previous medical records, if available, can help speed up the process.

03

Submit the Pre-Authorization Request

Request the pre-authorization form at the hospital’s TPA desk. The hospital fills in the required details and submits the request to Good Health Insurance TPA on your behalf for cashless approval.

04

Cashless Approval Decision

Once all the required documents are received, Good Health Insurance TPA reviews the request as per policy terms and communicates the approval decision to both the hospital and the policyholder.

What Is The Reimbursement Claims Settlement Process at Good Health Insurance TPA ?

If cashless hospitalization is not availed, you can file a reimbursement claim with Good Health Insurance TPA. Here are the steps to follow:

    1. Claim IntimationReimbursement claim intimation must be done within 24 hours of hospitalization, whether treatment is taken at a network or non-network hospital. Intimation can be registered via call center, WhatsApp, website, or email. A unique claim reference number is generated for tracking.
    2. Submission Of Claim DocumentsAfter discharge, pay the bill out of pocket, fill out the reimbursement claim form, and submit all required documents in original to the nearest Good Health Insurance TPA branch or send them via courier.
    3. DecisionAfter this, the claim will be processed at the insurer's end. In case of Approval, the amount will be reimbursed through NEFT. However, if there are further queries or a denial, the same shall be intimated by an e-mail or letter to you.
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Documents Required for Reimbursement Claims

    • Duly filed claim form
    • Copy of Good Health Insurance TPA ID card and health policy document
    • Photo ID proofs (Aadhaar, PAN, employee ID, CKYC documents if applicable)
    • Original prescriptions and consultation notes
    • Final hospital bill with a detailed break-up
    • Discharge summary
    • Original cash receipts
    • Investigation and diagnostic reports
    • Cancelled check with IFSC code

Remember: Additional documents are often requested afterwards on a case-to-case basis. Please refer to their Policy holder’s guide for more details. 

How Do I Track A Claim Status With Good Health Insurance TPA Limited?

Once registered, every claim is assigned a unique claim reference number. You can easily track the claim status by following these steps:

    • Navigate to Good Health Insurance TPAs official website 
    • Click on “Claim status” tab at the top
    • Select the policy type from dropdown
    • Enter the OTP sent to your registered email ID or mobile number, and click on the “Submit” button
    • Select the required claim from the dropdown, and click on “View Claim”
    • Claim details will be shown as below with an option to share the claim status through SMS.

Network Hospitals Partnered With Good Health Insurance TPA

The company works with an empanelled network of close to 6,000 hospitals and healthcare providers across the country. The exact hospital network available to you depends on your insurer and policy type.

Before admission, always confirm the hospital is currently active in the network and check for exclusions.

How Can I Contact Good Health Insurance TPA Limited?

The company offers multiple support channels to help policyholders resolve queries quickly.

    • You can also reach out via their toll-free helpline 1860 425 3232 or the senior citizen helpline 1800 102 9919. You can also drop a m support email ID customer.care@ghpltpa.com for assistance. 
    • Good Health Insurance TPA’s head office is located in Hyderabad, and the company also operates regional offices across major Indian cities like Mumbai, Delhi, Bengaluru, etc. 
    • For hospitalization-related issues, coordinating through the hospital’s insurance desk along with Good Health Insurance TPA customer care is usually the fastest way to resolve cashless or admission-related concerns.

Why Choose Ditto for Health Insurance?

At Ditto, we’ve assisted over 8,00,000 customers with choosing the right insurance policy. Why customers like Pallavi below love us:

Good Health Insurance TPA Limited
    • No-Spam & No Salesmen
    • Rated 4.9/5 on Google Reviews by 15,000+ happy customers
    • Backed by Zerodha
    • Dedicated Claim Support Team
    • 100% Free Consultation

Confused about the right insurance? Speak to Ditto’s certified advisors for free, unbiased guidance. Book your call now or chat over WhatsApp, slots fill up fast!

Ditto’s Take on Good Health Insurance TPA Limited

TPA involvement usually results in slower approvals due to multiple teams being involved, more paperwork and repeated document requests, delays caused by coordination, and lower accountability because the insurer isn’t handling the claim from start to finish. Since they are generally appointed by insurers to manage and reduce claim costs. This can mean stricter checks and more queries, even when your policy might allow your claim.

At Ditto, we recommend a direct, in-house claim settlement mechanism due to concerns around efficiency and timely claim resolution. That said, TPAs are an integral part of the health insurance ecosystem, and most insurers rely on them to manage group health insurance, especially employer policies. If you still choose a retail health insurance policy serviced by a TPA, make sure it has a strong hospital network and a solid track record of settling genuine claims without unnecessary hassle.

Note: Good Health Insurance TPA is not a partner insurer of Ditto. Therefore, all the data for the article has been taken from publicly available sources, the insurer’s website, and policy documents.

Frequently Asked Questions

Who decides whether my claim is approved, my insurer or the TPA?

The insurer sets the rules and coverage. The TPA processes claims only under those terms.

Can I choose a different TPA than what my insurer allows?

Usually, no. The insurer appoints the TPA for your policy.

Do I need to pay something to my TPA?

No. Usually, TPAs are paid by insurers, not policyholders.

What’s the difference between a Health Insurance Company and a TPA?

A health insurance company is the provider of your health insurance, which pays in case of a claim, based on the terms of the policy. A TPA is a company contracted by your insurer that collects and processes claims on its behalf.

What are the common reasons for claim delays or rejections?

Claim rejections or delays generally occur due to non-disclosure of past medical history, a claimed condition falling within the waiting period, incomplete documentation, filing claims after the claims window closes, and the unavailability of further clarifications sought by the insurer.

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