What Is the Care Supreme Health Insurance Premium Chart?
The Care Supreme Health Insurance Premium Chart is a rate document published by Care Health Insurance that shows how the policy’s premiums vary based on age bands, sum insured options, number of members covered, and geographic zones. While many insurers provide downloadable PDF rate charts, Care typically publishes its premium charts directly on its website in an easily readable format. These charts are filed with IRDAI as part of product approval and help customers compare costs before purchase. Care Supreme is known for comprehensive coverage at affordable premiums, supported by 93% average claim settlement ratio from FY 2022 to 2025.
Care Health Insurance, in its 14 years of existence, has grown into a household name. With strong claim settlement metrics and highly customizable plans, the brand lives up to its name.
Still, choosing health insurance often comes down to one big question: how much will the premium cost you and your family? That’s where the Care Supreme Health Insurance Premium Chart becomes useful.
In this guide, we’ll break down how the chart works, what details it shows, and how you can use it to quickly compare premiums before buying a Care Supreme policy.
Unsure about how to calculate the premiums of Care Supreme? Book a free call or chat with us on WhatsApp, and we’ll help you figure it out.
How to Download the Care Supreme Health Insurance Premium Chart?
Unlike some insurers that provide downloadable rate charts, Care Health Insurance does not offer a Care Supreme Health Insurance Premium Chart PDF for download. Instead, its premium charts are published directly on the company’s website in a readable online format.
But if you know Ditto, you also know we’re not going to leave you guessing about what to do next. You can simply access Care’s official rate charts for its flagship plans through the links below, which take you straight to the premium tables.
It is always advisable to check premium charts directly on the insurer’s official website, as information available on third-party platforms can sometimes be outdated or inaccurate. Referring to official sources ensures you are looking at the latest premium rates before making a decision.
Premiums shown in the Care Supreme Health Insurance Premium Chart are indicative and may not match your final premium. The payable premium can change after underwriting based on health disclosures or additional riders selected.
At renewal, premiums don’t increase due to individual claims but can change because of age-band movement, medical inflation, or insurer-wide price revisions.
What the Care Supreme Health Insurance Premium Chart Shows
Premiums by Age Group
Premiums increase with age because the likelihood of hospitalization rises over time. The Care Supreme premium chart groups customers into age bands, helping buyers see how premiums differ between younger applicants, middle-aged individuals, and senior citizens before choosing a policy.
Premiums by Sum Insured Options
Higher sum insured options come with higher premiums since the insurer is taking on greater risk for potential medical expenses. However, premiums do not rise in exact proportion to coverage amount; the increase is much smaller. The chart helps customers compare costs across coverage levels such as ₹5 lakh, ₹10 lakh, ₹25 lakh, and higher options.
Family Floater vs Individual Premiums
The premium chart also highlights the cost difference between individual policies and family floater options, where a single sum insured is shared among family members. Floaters are more economical for younger families, since premiums increase as the age of insured members rises.
Premium Differences by Geographical Zones
Premiums also vary by zone because healthcare costs differ across cities. Metro and tier-1 cities like Delhi and Mumbai typically fall into higher premium zones due to higher treatment costs, while smaller cities like Dehradun and Chennai often attract relatively lower premiums. Care’s zonal classifications and applicable cities are detailed in the respective plan documents.
Note: Your premium may change if you move cities. Insurers classify locations into zones (like Tier 1 vs Tier 2), and premiums can increase or decrease depending on where you relocate. More importantly, you should always inform the insurer about any change in your current or permanent address to ensure smooth policy servicing and claims.
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How to Calculate the Care Supreme Premiums Online?
The Care Supreme Health Insurance Premium Chart helps you quickly understand how premiums change based on age, coverage amount, and family size before buying a policy. Since premiums are a key factor in choosing health insurance, reviewing the chart in advance makes comparison and planning much easier, ensuring you pick coverage that suits both your healthcare needs and budget.
Disclaimer
Care Health Insurance is a partner insurer of Ditto. All information in this article is based on publicly available sources and our first-hand experience of working with the insurer over the past few years while assisting customers with health insurance decisions. Learn more about how we evaluate health plans through Ditto’s Cut.
Frequently Asked Questions
Is the Care Supreme Health Insurance Premium Chart updated regularly?
Yes, premium charts are updated periodically by the insurer based on underwriting changes, medical inflation, and product revisions. Always check the latest version on the official website before purchase.
Can I download a Care Supreme Health Insurance Premium Chart PDF?
Currently, Care Health Insurance does not provide a downloadable Care Supreme health insurance premium chart PDF. Premium charts are displayed directly on their website instead.
Can I get a custom premium quote instead of using the chart?
Yes. You can visit Care’s official website or consult an advisor to get a personalized premium quote based on your age, city, coverage, and family details.
Does the premium chart include discounts and offers?
The chart generally shows base premiums. Discounts like online purchase or long-term policy discounts may apply separately when you buy the policy.
Are premiums the same for all cities in India?
No. Premiums differ based on geographical zones because healthcare costs vary across cities. Metro cities usually fall under higher premium zones compared to smaller towns.
Care Health Customer Reviews
4.6
86 reviews
I bought a Care Health plan for my parents because their 11,000+ hospital network covers smaller cities well where other insurers have limited options. The coverage has been very useful and the policy terms are clear.
SR
Sudhir Reddy
My cashless claim under the Care Supreme plan was processed smoothly. Pre-authorisation came through quickly and the discharge was handled without any stress. Very happy with how the claim process went.
MK
Manju Krishnamurthy
Care Health's premium for the coverage it offers is very competitive compared to other standalone health insurers. The plan customisation through add-ons is a genuine advantage. Good value for money overall.
RP
Rakesh Pandey
My Ditto advisor recommended Care Health after explaining that the Supreme plan's features was very strong for the premium I'd be paying. They also helped me understand which add-ons were genuinely worth taking. Great clarity!
SI
Sunita Iyer
Care Health's complaint volumes are noticeably higher than other health insurers of a similar size. I had to follow up multiple times to get my reimbursement processed and the response times from their customer care were quite inconsistent.
PA
Preeti Ahluwalia
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