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Life Insurance Articles

early payout on terminal illness

What is an early payout on terminal illness?

Diagnosed with a terminal illness? Some term plans let you access part of your sum assured early. This early payout helps cover medical bills and other needs while you're alive. Learn how it works, eligibility, payout limits, and why it matters.

7 min read
Limited Payment Life Insurance

What Is Limited Payment Life Insurance?

With Ditto, learn what limited payment life insurance is, how it works, its key features, pros and cons, and whether it’s the right choice for you. Pay for a few years, get lifelong coverage, smart planning made simple.

8 min read
Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY)

Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY): A Comprehensive Guide

Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) is a government scheme for the people of Maharashtra. But is it the right choice for you and your family? This guide discusses the scheme in detail to help you make the right decision.

8 min read
Renewable Term Life Insurance

Is Renewable Term Life Insurance the Right Choice for You?

Renewable term life insurance gives you the flexibility to extend coverage without a medical test. Learn its benefits, drawbacks, and whether renewable term life insurance is the right choice for your financial future.

8 min read
How to Download LIC Premium Payment Receipt

How to Download LIC Premium Payment Receipt: Simple Guide

This blog provides a simple, step-by-step guide to easily download your LIC Premium Payment Receipt online. Learn how to access financial year-wise or month-wise receipts, keep your records updated, and use them as proof of payment for claims, loans, or personal documentation.

5 min read
Facultative vs Treaty Reinsurance

Facultative vs Treaty Reinsurance: How They Work Together

This guide on Facultative vs Treaty Reinsurance explains how insurers share risk for mega projects, routine policies, and catastrophic events, with real-world examples and a look at how these two types of reinsurance work together for stability.

8 min read
Difference Between Renewable life insurance and convertible life insurance

What is the Difference Between Renewable life insurance and convertible life insurance ?

Early payout on terminal illness lets you access part of your term life cover while you're still alive. Use it for treatment or urgent needs. Learn how it works, payout limits, and why choosing the correct term plan matters for real-life support.

7 min read
Difference Between Short and Long-term Disability Insurance

Difference Between Short and Long-term Disability Insurance: All You Need to Know

Short and long-term disability insurance provide income replacement for specific periods. But what is the primary difference between both insurance types? This guide discusses them in detail.

11 min read
Surrender Value in Life Insurance

Cash Surrender Value of Life Insurance

Do you want to terminate your policy mid-way but not sure how to go about with the process? Then, this guide on cash surrender value of life insurance is for you. Learn more about the step-by-step procedure and other considerations.

10 min read
Post Office Gram Suraksha Yojana

What is the Post Office Gram Suraksha Yojana?

The Post Office Gram Suraksha Yojana is a government-backed life insurance plan under RPLI that offers lifelong cover up to 80 years, flexible premiums, loan facilities, and maturity benefits. Designed for rural India, it provides affordable financial protection for families.

6 min read
Staggered Payment in Term Insurance

Staggered Payment in Term Insurance: How It Works and Should You Choose It?

A staggered payment in term insurance lets your family receive the death benefit in instalments rather than a lump sum. Understanding how staggered payouts work and whether they fit your family’s needs can make a big difference in financial planning and long-term security.

10 min read
Term Insurance for Single Mothers

What Is Term Insurance for Single Mothers?

Single mothers shoulder the entire responsibility of their child’s future. Term insurance ensures financial security by covering education, healthcare, and living expenses in your absence. Here’s how to choose the best plan.

9 min read