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Benefits of Life Insurance

What Are the Benefits of Life Insurance?

Life insurance offers essential financial protection for your family by replacing income, covering expenses, and clearing debts. With tax benefits, rider options, and lower premiums when purchased early, it plays a key role in long-term financial planning for Indian households.

4 MIN
Gargi Thakur
Written by Gargi Thakur
Aditya Birla Sun Life Term Insurance Claim Settlement Ratio

Aditya Birla Sun Life Term Insurance Claim Settlement Ratio 2026

Here’s a simple breakdown of the Aditya Birla Sun Life Term Insurance Claim Settlement Ratio, what the number means, how it’s calculated, and why it matters when you’re choosing a term plan.

5 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC Term Insurance

Is LIC Term Insurance a Suitable Choice for You in 2025?

Is LIC a good choice for term insurance? Explore the pros, cons, premium rates, and claim settlement performance in this comprehensive 2025 review.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
How Much Term Insurance Do I Need: A Comprehensive Guide

How Much Term Insurance Do I Need: A Comprehensive Guide

Confused about how much term insurance you really need? This guide breaks it down—formulas, real-life examples, and the best plans of 2025 compared. Plus, how to buy the right policy smartly with Ditto’s help.

6 MIN
Swetlana Neog
Written by Swetlana Neog
SBI Life Claim Settlement Ratio

SBI Life’s Claim Settlement Ratio 2026

SBI Life has a strong Claim Settlement Ratio of 98.24%(2022-25 average). This article breaks down it’s performance, year-wise trends, competition comparison, and what it means for buyers – backed by trusted IRDAI claim data.

5 MIN
Gargi Thakur
Written by Gargi Thakur
How to Claim Term Insurance

How to Claim Term Insurance in India: Step-by-Step Guide (2025)

Filing a term insurance claim can feel overwhelming, especially during a time of loss. This guide explains the step-by-step claim process, required documents, timelines, and expert-backed tips to ensure a smooth and hassle-free settlement.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
TATA Term Insurance for 1 Crore

TATA Term Insurance for 1 Crore: Detailed Review, Premiums & Eligibility

Planning to buy a TATA AIA ₹1 crore term plan? Here’s a complete breakdown of Sampoorna Raksha Promise, including metrics, premiums, eligibility, features, and how it compares with HDFC Life, ICICI Pru, Max Life, and Bajaj Allianz.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
HDFC Life Claim Settlement Ratio 2025

HDFC Life Insurance Claim Settlement Ratio 2026

HDFC Life’s claim settlement ratio stands at 99.71% for FY 2024–25, one of the highest in India. Backed by IRDAI data, this guide compares HDFC Life with other insurers and explains how to assess an insurer’s reliability beyond CSR.

7 MIN
Soumi Halder
Written by Soumi Halder
1 Crore SBI Life Term Insurance

1 Crore SBI Term Insurance: Ditto's 2025 Guide

SBI’s ₹1 crore term insurance, offered via Smart Shield Plus, is a pure protection plan with level or increasing cover, flexible payout options, riders and life-stage boosts. Here’s how it works, who it suits, and key benefits to know before you buy.

5 MIN
Ipsit Roy
Written by Ipsit Roy
Tata AIA Life CSR

Tata AIA Life Insurance Claim Settlement Ratio 2026

Looking for reliable term insurance? Understand the TATA AIA claim settlement ratio and whether it's right for you in 2026.

4 MIN
Ipsit Roy
Written by Ipsit Roy
Joint Term Insurance Plan

Joint Term Insurance Plan: 2025 Guide

A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.

5 MIN
Gargi Thakur
Written by Gargi Thakur
LIC Term Insurance

LIC Term Insurance Plans 2025

LIC Term Insurance offers trusted life protection through plans like Digi Term and New Tech Term. Backed by a 98.35% claim ratio and flexible cover options, LIC ensures your family’s financial safety with simple, online purchase options.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee