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Life Insurance Articles

Top 7 Benefits of Term Insurance

Top 7 Benefits of Term Insurance in 2025

Term insurance is a simple and affordable way to ensure your family stays financially secure in your absence. In this blog, we explore the top 7 benefits of term insurance, from fixed premiums and tax advantages to enhanced coverage through riders.

7 min read
What is the Waiver of Premium Rider in Term Insurance?

What is the Waiver of Premium Rider in Term Insurance?

A Waiver of Premium Rider ensures your term insurance stays active even if you're critically ill or disabled and can't afford premiums. Learn how this rider works, which plans offer it, and why Ditto strongly recommends it for smart, uninterrupted coverage.

10 min read
Best 2 Crore Term Insurance Policies

What is the Best 2 Crore Term Insurance Plan?

A ₹2 crore term insurance plan offers affordable, large-scale protection—ideal for securing your family's long-term future. This guide compares top plans like HDFC, ICICI, and Axis to help you pick the best 2 crore term insurance cover in 2025.

11 min read
SBI Life Term Insurance 1 Crore

SBI Life Term Insurance 1 Crore Cover: Is It Worth It?

Explore everything about SBI Life Term Insurance 1 crore plans- features, cost, benefits, and comparisons to help you make an informed decision for your family’s long-term financial safety.

16 min read
What is Reinsurance

What is Reinsurance: A Comprehensive Guide

Reinsurance is the invisible shield that protects insurers during catastrophic events like pandemics or natural disasters. It reduces risk, strengthens solvency, and keeps your policy secure—even in the worst-case scenarios.

15 min read
Best Term Insurance Plan for 1 crore

What is the Best Term Insurance Plan for 1 crore?

A ₹1 crore term insurance plan offers affordable, large-scale protection—ideal for securing your family's future. This guide compares top plans like HDFC, ICICI, and Axis to help you pick the best 1 crore cover in 2025. Learn key features, riders, and claim insights.

13 min read
What is a whole life insurance plan

What is a Whole Life Insurance Plan? A comprehensive guide

This blog breaks down how whole life insurance works, its benefits, who it's ideal for, and how it compares with term insurance options—so you can decide what’s right for your financial goals.

10 min read
Sum Assured Meaning in Term Insurance

Sum Assured Meaning in Term Insurance: Everything You Need to Know

The sum assured meaning is key to knowing how much your family will receive if you pass away. Learn to choose the correct sum assured.

8 min read
Term Insurance vs Life Insurance: What’s The Difference?

Term Insurance vs Life Insurance: What’s The Difference?

Term Insurance vs Life Insurance: Which one should you choose? This guide explains the key differences, including coverage, maturity, returns, and cost, helping you pick the right fit for your financial goals.

18 min read
Kotak Mahindra E-Term Plan Review

Kotak Mahindra E-Term Plan Review

Looking for a no-fuss term life insurance plan? The Kotak E-Term Plan might just fit the bill. With flexible payout options, strong claim settlement performance, and decent customisation benefits, it’s a solid pick for 2025. But is it the best fit for you? Let’s find out.

10 min read
HDFC Click2Invest ULIP Plan: Features, Benefits & Review

HDFC Click2Invest ULIP Plan: Features, Benefits & Review

HDFC Click2Invest is a cost-efficient, market-linked ULIP plan from HDFC Life with zero allocation charges and 16 fund options. It blends investment with basic life insurance and best suits long-term investors who are comfortable with market risks.

12 min read
Term Insurance Advantages and Disadvantages 2025

Term Insurance Benefits and Drawbacks in 2025: A Complete Guide

Term insurance is one of the most affordable and effective ways to secure your family’s financial future. This guide explores the term insurance benefits to help you make an informed decision in 2025.

12 min read