If you belong to a lower-income group or are employed in a public institution, government life insurance schemes in India are an excellent choice. But do they offer you all the benefits or have some limitations?
Life Insurance for Special Needs Child in India ensures lifelong financial protection through term plans, child insurance with Waiver of Premium, and structured legal tools like trusts and guardianship, giving parents peace of mind.
Saral Jeevan Bima Yojana is a simple, affordable IRDAI-standardised term plan that offers ₹5–25 lakh cover without complex eligibility checks. Perfect for those seeking no-frills protection with easy access for all income groups.
An Income Replacement Term Plan provides your family with a steady stream of income instead of a lump sum payout. This ensures financial security, covers monthly expenses, and protects your loved ones’ lifestyle in your absence.
You can name a minor as nominee, but claims are paid to an adult appointee or guardian until the child turns 18. Learn the rules, documents, and clean handover steps.
Buying term insurance is one of the most important financial decisions, yet many buyers in India make costly mistakes. This guide highlights the common pitfalls and offers practical tips to avoid them.
This complete guide to term insurance for disabled persons explains everything step by step. From understanding eligibility and underwriting criteria to knowing what happens if an application is rejected, we cover it all.
The human life value (HLV) method is one of the most reliable approaches to calculating term insurance. It determines a monetary value based on your earning potential and financial responsibilities.
Axis Max Life Term Insurance stands out with strong claim settlement, flexible plans, and financial stability backed by Axis Bank. This review covers key features, plan options like Smart Term Plan Plus, performance metrics, and expert tips to help you choose the right coverage confidently.
A telemedical examination is a remote health checkup conducted via phone or video call as part of the term insurance application process. Here’s how it works, why it matters, and how Ditto makes it simpler for you.
Explore term insurance for couples in India in 2025 to understand individual, joint life, and spouse cover options. Learn about eligibility, premium comparisons, popular plans, inclusions, exclusions, and why individual policies often offer more flexibility and protection in the long run.
Can you claim term insurance from two companies? Yes, you can but always know the pros and cons, disclosure rules, HLV limits, and how to split cover.
