Tag Background
Articles

Life Insurance Articles

Search

Search

Single premium life insurance

Single Premium Life Insurance: What is it and how does it work

Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.

15 MIN
Swetlana Neog
Written by Swetlana Neog
Is Term Insurance Good?

Is Term Insurance Good?

Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Life Insurance Policy Refund

Can You Cancel Your Life Insurance Policy and Get a Refund?

Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Does Term Insurance Premium Increase Every Year?

Does Term Insurance Premium Increase Every Year? Explained

Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.

14 MIN
Swetlana Neog
Written by Swetlana Neog
Mastering Life Insurance with Ditto

Mastering Life Insurance with Ditto

Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.

5 MIN
Swetlana Neog
Written by Swetlana Neog
How Much Life Insurance Do I Need

How Much Life Insurance Do I Need in 2025? A Complete Guide

How much life insurance do I need in 2025? This guide helps you calculate the correct term insurance cover based on your income, debts, and future family goals.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Tax Benefits: Ditto

Term Insurance Tax Benefits: A Deep-Dive

Term insurance offers more than just life cover—it also provides tax benefits under Sections 80C, 80D, and 10(10D). This guide explains how these deductions work, who can claim them, and how the old and new tax regimes affect your savings. Make smarter financial choices today.

6 MIN
Swetlana Neog
Written by Swetlana Neog
How Term Insurance Works: 2025

How does Term Insurance work? A Comprehensive Guide

Term insurance is a pure protection plan that offers financial security to your family in case of your untimely death. This guide explains how term insurance works, its key features, eligibility, payout options, and why it’s an essential part of smart financial planning.

11 MIN
Swetlana Neog
Written by Swetlana Neog
Participating and Non-Participating Insurance

Participating and Non-Participating Insurance: What’s the Difference?

Participating and non-participating insurance policies serve different financial needs—one offers potential investment returns through profit sharing, while the other delivers guaranteed payouts at lower premiums. Here’s how to choose the right one.

12 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance for Housewife

Term Insurance for Housewives in India | Top Plans & Eligibility 2025

Term insurance for housewives can offer essential financial protection. Here are the top plans, eligibility tips, and everything homemakers need to know in 2025.

13 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Without Medical Test

Best Term Insurance Without Medical Tests in India 2025

Need term insurance without a medical test? Here are the best no-test plans in 2025, their benefits, limitations, and who should consider buying them.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Personal Accident Insurance

Personal Accident Insurance Explained: Everything You Should Know

Learn why Personal Accident Insurance is essential for comprehensive financial protection, covering death, disability, and income loss. Understand features, exclusions, popular plans, and when you should consider buying one.

16 MIN
Swetlana Neog
Written by Swetlana Neog