Health insurance can feel unnecessary—until you need it. This 2025 guide breaks down why it’s worth it for everyone, from young professionals to new parents. Backed by real benefits and expert insights from Ditto.
Unlike the U.S., health insurance in India can be bought or renewed anytime. But for employer group plans, changes like adding dependents often have a fixed yearly window. This article explains how enrollment works and helps you make timely, informed choices.
Cancer treatment in India can cost up to ₹40 lakh, so financial protection is crucial. This blog explains if and how health insurance covers cancer, key exclusions, waiting periods, and how to choose the right plan—especially if already diagnosed. Get fully informed with our cancer insurance guide.
Maternity insurance is key for couples planning a family—but is it really necessary? This blog covers who it's for, what it includes, pros and cons, when to buy, and if it’s worth the premium. Plus, we explain waiting periods, tax perks, and share Ditto’s expert advice.
This blog explores what a top-up in health insurance is, how it enhances your base cover, when it applies, and why it’s a smart choice. Whether you’re covered by your employer or have a personal plan, understanding top-ups can help you stay better protected without overspending.
Super Top-Up Health Insurance plans help you expand your health coverage without paying high premiums. Learn how they work, who they’re for, and why they’re still relevant in 2025 despite rising preference for high sum insured base policies.
In this blog, we explain what is sum insured in health insurance, explore its types, factors that influence it, and key tips to select the right coverage. Whether you’re buying your first policy or planning an upgrade, this guide will help you avoid out-of-pocket shocks.
Wondering if you should opt for OPD coverage in health insurance? This blog breaks it down for you: what OPD coverage includes, who should consider it, how it differs from day care treatment, and which are the best OPD health insurance plans in India for 2025.
In this blog, we answer the query: health insurance comes under which section of the Income Tax Act? This guide explains everything about Section 80D, including who can claim, what’s covered, and how to save on taxes.
Cumulative Bonus in health insurance rewards you with increased coverage for every claim-free year, without raising your premium. This guide breaks down how it works, how claims impact it, and why it’s a valuable benefit every policyholder should understand.
Health insurance protects your finances when life takes a turn. One medical emergency can derail your goals—but a good policy keeps your savings and plans safe. Start young, avoid traps like room rent limits or co-pays, and choose features that truly add value.
From choosing a network hospital to filing a reimbursement claim, get complete clarity on how to claim health insurance the smart and stress-free way. Learn the difference between cashless and reimbursement claims, required documents, and tips to ensure smooth approval.
