Articles

Health Insurance Articles

Understand How Good a 5 Lakh Health Insurance Cover Is?

How Useful is a 5 lakh Health Insurance Plan?

Having a 5 lakh health insurance plan is immensely better than having no cover at all. However, is it really enough? In this article, we’ll find out what a 5 lakh health insurance plan covers, its pros and cons, and the top 5 best 5 lakh health insurance plans.

9 min read
Standalone Health Insurance Companies in India in 2025

Standalone Health Insurance Companies in India

Standalone health insurance companies specialize in health coverage, offering tailored plans, superior claim assistance, and extensive hospital networks. This guide explores their key features, pros and cons, and the top 5 insurers in India for 2025. Find out which provider suits your needs best!

8 min read
Understand what Health Insurance for New Borns Means

Health Insurance for New Born Baby

Choosing the right newborn health insurance can make your parenthood journey smoother. With coverage for delivery costs, newborn expenses, surrogacy, and even vaccinations, the right plan ensures you’re financially prepared for life’s big moments. Find out the Top 5 newborn plans in 2025!

7 min read
80D Deduction for Senior Citizens

Section 80D for Senior Citizens

Senior citizens can claim up to ₹50,000 in tax deductions on medical expenses under Section 80D of the Income Tax Act. Here’s how you can maximize tax savings these hospitalisation and other medical expenses.

7 min read
Tata AIG vs. Oriental Health Insurance

Tata AIG vs Oriental Health Insurance

Choosing between Tata AIG and Oriental Health Insurnace? Here, we break down their track record across the years on claim settlement and business stability to help you choose the better insurer! Read the entire article for a detailed comparison before making your decision.

6 min read
How Do I Get Health Insurance in India in 2025?

How Do I Get Health Insurance?

Are you not sure about the process of getting your health insurance? No worries! Read this guide to learn the process from application to claim and find the best health insurance plans right now!

8 min read
Claim Settlement Ratios of Health Insurance Companies

The Truth About Claim Settlement Ratios of Health Insurance Companies

Claim settlement ratios of health insurance companies help assess their reliability, but CSR alone isn’t enough. Factors like incurred claim ratio, network hospitals, and complaint volume matter too. Learn how to evaluate insurers and choose the best policy for hassle-free claim settlements.

5 min read
Understand what Aggregate Deductible Means

Aggregate Deductible in Health Insurance

Aggregate deductible in health insurance means you pay a set amount in medical expenses before your policy kicks in. It lowers premiums and works well with super top-ups, covering big hospital bills. In this guide, we explain how it works, its pros and cons, and the best aggregate deductible plans.

10 min read
Understand the pros and cons of Health Insurance

What are the Advantages and Disadvantages of Health Insurance Plans in 2025?

Want to know more about the advantages and disadvantages of Health Insurance? Find them here, along with the Top 5 health insurance plans that are all the rage in 2025!

10 min read
Does Health Insurance Cover Accidents?

Does Health Insurance Cover Accidents? Everything You Need to Know

Does health insurance cover accidents? The short answer is yes, but with conditions. This guide explains accident coverage in health insurance, key policy features to check, and how to choose the best plan for financial protection.

4 min read
Individual Health Insurance vs Family Floater Health Insurance

Individual Health Insurance vs Family Floater Health Insurance: A Guide to Help You Decide

Choosing between Individual Health Insurance and Family Floater Health Insurance can be overwhelming, but the right decision depends on your family’s needs, budget, and long-term health goals. This guide breaks down the pros, cons, real-life use cases, and top insurers.

9 min read
Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Many avoid health insurance due to long waits for pre-existing disease coverage. Some plans now cover conditions like diabetes or asthma from Day 1, ensuring immediate protection. While premiums may be higher or include co-payments, they offer financial security.

9 min read