Tag Background
Articles

Health Insurance Articles

Search

Search

Waiting Period in Health Insurance

Waiting Period in Health Insurance

What is Waiting Period in Health Insurance? Waiting period in health insurance includes initial, specific illness, PED, maternity, and OPD waits. Learn how they affect claims and ways to reduce them.

6 MIN
Avni Mittal
Written by Avni Mittal
Featured

FEATURED ARTICLE

Health Insurance Portability

Health Insurance Portability: Rules, Process & When to Port

Stuck with poor claim approvals or limited hospital access? Health insurance portability lets you switch insurers at renewal without losing waiting period credits or bonus. Understand IRDAI rules, risks, and when porting truly works in your favour.

9 MIN
Soumi Halder
Written by Soumi Halder
Is Star Health Insurance Good

Is Star Health Insurance Good: Performance Metrics, Plans, Pros & Cons

Is Star Health Insurance good or bad? This in-depth review breaks down its claim settlement performance, complaint trends, benefits, drawbacks, and who the insurer is best suited for, based on IRDAI data and real claim experience.

9 MIN
Soumi Halder
Written by Soumi Halder
Health Insurance Card

Health Insurance Card

A health insurance card is an ID to show at hospitals. Learn what it shows, types of cards, how to download health insurance cards, how to use it for cashless admission, and how it differs from your policy document.

6 MIN
Avni Mittal
Written by Avni Mittal
HealthIndia Health Insurance TPA

HealthIndia Health Insurance TPA

HealthIndia Health Insurance TPA is an IRDAI-licensed TPA (Reg. No. 022) that helps insurers manage cashless and reimbursement claims. This guide explains how HealthIndia works, claim timelines, required documents, hospital network details, and what to do if your claim is rejected.

5 MIN
Avni Mittal
Written by Avni Mittal
Star Health Insurance Hospital List

Star Health Insurance Hospital List

Star Health offers one of the largest hospital networks in India. In this guide, we explain how to search the cashless hospital list, download city-wise PDFs, and understand claim settlement options to avoid unexpected out-of-pocket expenses.

6 MIN
Vasudev Pandey
Written by Vasudev Pandey
Top Government Health Insurance Companies In India

Top Government Health Insurance Companies In India

Government health insurance companies in India are known for their long track record and high claim settlement ratios. But their plans often come with restrictions, higher premiums, and financial risks. This guide compares top PSU insurers and explains whether they’re right for you.

7 MIN
Vasudev Pandey
Written by Vasudev Pandey
HDFC Ergo Health Insurance Premium Chart Free Download

HDFC Ergo Health Insurance Premium Chart

Looking for the latest HDFC Ergo premium chart PDF? Download the charts, compare plan-wise pricing, and see how factors like age, location, and add-ons impact your premium.

6 MIN
Vasudev Pandey
Written by Vasudev Pandey
Star Health Insurance with Maternity Coverage No Waiting Period

Star Health Insurance with Maternity Coverage and No Waiting Period

Star Health does not offer zero-waiting maternity coverage in retail plans. Most plans have 12–36 month waiting periods, with defined delivery and newborn limits. This guide explains Star Health maternity options, waiting periods, premiums, and key rules to help you plan early and avoid surprises.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Ayushman Bharat and PM Health Insurance (PM-JAY)

Ayushman Bharat and PM Health Insurance (PM-JAY)

PM Health Insurance usually refers to the PM-JAY scheme under the Ayushman Bharat program. This guide explains what it covers, who is eligible, how to apply, and whether ₹5 lakh coverage is enough for your healthcare needs.

6 MIN
Vasudev Pandey
Written by Vasudev Pandey
Loading in Health Insurance

Loading in Health Insurance: Meaning, Types, Examples

Loading in health insurance is an extra charge added to your premium when insurers assess you as higher risk. This guide explains what loading means, why insurers apply it, how it is calculated, and more.

10 MIN
Soumi Halder
Written by Soumi Halder
HDFC Health Insurance Plans for Family

HDFC Health Insurance Plans for Family in 2026: Benefits, Premiums & Comparison

Looking for the right HDFC health insurance plan for your family? This guide compares Optima Secure, Optima Super Secure, and Medisure Super Top-Up across coverage, premiums, features, and drawbacks, so you can confidently choose the best family floater plan for 2026.

7 MIN
Soumi Halder
Written by Soumi Halder