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What are Loading Charges in Health Insurance Plans?

What are Loading Charges in Health Insurance Plans?

Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!

7 min read
Understand what short term health insurance means

Short term Health Insurance

Want to know more about short term health insurance and its long-term counterpart? Find it here, along with the Top 5 long-term health insurance plans that are all the rage in 2025!

8 min read
Term vs Health Insurance

Term Insurance vs. Health Insurance

Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.

6 min read
Understand What Comprehensive Health Insurance Means | Ditto

What is Comprehensive Health Insurance?

Comprehensive health insurance covers hospitalization, daycare treatments, maternity, and even home care — all without hidden costs like co-payment or room rent limits. In this guide, we break down its features and reveal the Top 5 comprehensive plans in India for 2025. Let’s dive in!

9 min read
Acko Health Insurance Review 2025

Acko Health Insurance Review

Are you considering purchasing Acko Health Insurance? Read our comprehensive review of its features, benefits, and customer feedback to determine if it's the right choice for you.

8 min read
Understand How Good a 5 Lakh Health Insurance Cover Is?

How Useful is a 5 lakh Health Insurance Plan?

Having a 5 lakh health insurance plan is immensely better than having no cover at all. However, is it really enough? In this article, we’ll find out what a 5 lakh health insurance plan covers, its pros and cons, and the top 5 best 5 lakh health insurance plans.

9 min read
Standalone Health Insurance Companies in India in 2025

Standalone Health Insurance Companies in India

Standalone health insurance companies specialize in health coverage, offering tailored plans, superior claim assistance, and extensive hospital networks. This guide explores their key features, pros and cons, and the top 5 insurers in India for 2025. Find out which provider suits your needs best!

8 min read
Understand what Health Insurance for New Borns Means

Health Insurance for New Born Baby

Choosing the right newborn health insurance can make your parenthood journey smoother. With coverage for delivery costs, newborn expenses, surrogacy, and even vaccinations, the right plan ensures you’re financially prepared for life’s big moments. Find out the Top 5 newborn plans in 2025!

7 min read
80D Deduction for Senior Citizens

Section 80D for Senior Citizens

Senior citizens can claim up to ₹50,000 in tax deductions on medical expenses under Section 80D of the Income Tax Act. Here’s how you can maximize tax savings these hospitalisation and other medical expenses.

7 min read
Tata AIG vs. Oriental Health Insurance

Tata AIG vs Oriental Health Insurance

Choosing between Tata AIG and Oriental Health Insurnace? Here, we break down their track record across the years on claim settlement and business stability to help you choose the better insurer! Read the entire article for a detailed comparison before making your decision.

6 min read
How Do I Get Health Insurance in India in 2025?

How Do I Get Health Insurance?

Are you not sure about the process of getting your health insurance? No worries! Read this guide to learn the process from application to claim and find the best health insurance plans right now!

8 min read
Claim Settlement Ratios of Health Insurance Companies

The Truth About Claim Settlement Ratios of Health Insurance Companies

Claim settlement ratios of health insurance companies help assess their reliability, but CSR alone isn’t enough. Factors like incurred claim ratio, network hospitals, and complaint volume matter too. Learn how to evaluate insurers and choose the best policy for hassle-free claim settlements.

5 min read