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₹50 Lakh Health Insurance

Is a ₹50 Lakh Health Insurance Plan Worth It? Here’s What You Should Know

A ₹50 lakh health insurance plan sounds like the ultimate safety net but is it always the smartest choice? In this blog, we break down when this kind of cover makes sense, who may consider it, and whether a base + super top-up combo can offer better value.

10 min read
Day Care Treatment in Health Insurance

Day Care Treatment in Health Insurance

Many modern treatments no longer need overnight hospital stays but they can still be costly. This guide explains how day care treatment in health insurance helps cover these short procedures, what’s included, how claims work, and which plans offer the best support.

13 min read
Health Insurance in Kerala

Health Insurance in Kerala: A Complete Guide

Kerala has an excellent public health infrastructure, but a majority of its citizens continue to bear out-of-pocket expenses. In this guide, we will explore the current stance of health insurance in Kerala and the steps needed to strengthen it in the future.

7 min read
Term Insurance Vs Health Insurance

Term Insurance Vs Health Insurance: What to Buy First?

Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.

9 min read
ICICI Lombard Health Insurance Claim Settlement Ratio

ICICI Lombard Health Insurance Claim Settlement Ratio

Curious about ICICI Lombard claim settlement ratio? Our 2025 analysis compares it with other leading health insurers, breaks down key metrics, and offers expert insights to help you assess its reliability before buying a policy.

7 min read
Health Insurance for Kids

Health Insurance for Kids: What to Know Before Choosing a Plan

Choosing health insurance for kids may seem difficult, especially when you are considering affordable premiums and future medical needs. This blog highlights the key points to keep in mind when choosing a health insurance plan for your child.

14 min read
Acko Health Insurance Claim Settlement Ratio 2025

Acko Health Insurance Claim Settlement Ratio 2025

Acko’s digital-first model and high health claim settlement ratio (2021–2024) make it a strong contender. But is it trustworthy? In this blog, we compare Acko with top insurers, unpack its claim process, and share Ditto’s view on whether it’s the right choice for you.

10 min read
Deductible in Health Insurance

How Deductible in Health Insurance Works?

Understand everything about deductibles in your health insurance policy and when to opt for them!

13 min read
IPD vs OPD

IPD vs OPD in Health Insurance: What’s the Difference?

The Indian medical infrastructure primarily offers two types of treatments for health issues: IPD and OPD. This blog highlights the key differences between IPD and OPD in health insurance to help you choose the right coverage for your needs.

9 min read
Best Health Insurance Plans for 2025

Best Health Insurance Plans for 2025

Compare and choose the best health insurance plan for you from a range of top- rated plans that cover all your needs.

8 min read
What is the Difference between Day Care Treatment and OPD Coverage

What is the Difference between Day Care Treatment and OPD Coverage

Day Care vs OPD often confuses people and that’s where claims get denied. Ditto’s guide breaks down what each covers, what’s excluded, and how to use both smartly. No jargon, just clarity - so you stop guessing and start making the right call.

18 min read
Individual Health Insurance for Corporate Employees

Why Corporate Employees Need Individual Health Insurance?

Many corporate employees believe their group health policy is enough. But most of these plans come with low coverage, limited benefits, and no control. In this guide, Ditto breaks down why individual health insurance is essential and handpicks the best policies for salaried professionals in 2025.

8 min read