Tag Background
Articles

Life Insurance Articles

Search

Search

LIC e-Term Insurance Plan

LIC e-Term Insurance Plan

The LIC e-Term Insurance Plan was a pure online term insurance policy by LIC that has now been withdrawn. While new buyers cannot purchase it, existing policyholders remain fully covered under original terms.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Term Insurance Without Income Proof

Term Insurance Without Income Proof

Term insurance without income proof in India is available through limited options like Saral Jeevan Bima, joint term plans, or select private policies using bank balance and credit score. Learn eligibility, coverage limits, and premiums.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance With Critical Illness

Term Insurance With Critical Illness

Term insurance with critical illness pays a lump sum if you are diagnosed with serious illnesses like cancer or a heart attack, while still protecting your family with life cover. Learn how it works, pricing, exclusions, and the best plans in India.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance Vs Health Insurance: What to Buy First?

Term Insurance Vs Health Insurance: What to Buy First?

NRIs can buy term insurance from India to protect their families at affordable premiums. This guide explains eligibility, best plans, riders, tax benefits, and claim settlement, backed by IRDAI data.

5 MIN
Gargi Thakur
Written by Gargi Thakur
PNB MetLife Term Insurance Review

PNB MetLife Term Insurance Review

PNB MetLife term insurance offers affordable life cover with flexible payouts, strong claim ratios, and solid financial backing. This detailed review covers plans, premiums, features, claim performance, pros, cons, and Ditto’s expert take to help you choose the right term plan.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
SBI Life ₹1 Crore Term Insurance Plan

SBI Life ₹1 Crore Term Insurance Plan

A clear guide to SBI Life ₹1 Crore Term Insurance. Learn about Smart Shield Plus features, benefits, riders, claim performance, and who this plan is best suited for before you buy.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC ₹1 Crore Term Insurance Plan

LIC ₹1 Crore Term Insurance Plan

The LIC ₹1 crore term insurance plan is explained in detail. Compare premiums, features, claim records, and limitations to see whether LIC or private insurers offer better value in 2026.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
10-Year Term Life Insurance

10-Year Term Life Insurance: What You Need to Know

A 10-year term life insurance plan offers short-term, affordable protection. Learn how it works, premium comparisons across insurers, who should buy it, and why coverage till age 65–70 often makes more sense.

5 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
What is the Difference between Term Insurance and Endowment?

What is the Difference Between Term Insurance and Endowment?

Term insurance offers high life cover at low cost, while endowment plans mix insurance with savings but deliver lower returns and higher premiums. This guide compares term vs endowment plans to help you choose the right option based on protection, returns, and life goals.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Free Look Period in Term Insurance

What is the Free Look Period in Term Insurance?

The free look period in term insurance allows policyholders to cancel their policies for a full refund. Understand the benefits, process, and limitations of this key feature.

4 MIN
Gargi Thakur
Written by Gargi Thakur
Term Insurance Payment Guide 2026

Term Insurance Payment Guide 2026

Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Loan Against Term Insurance

Is Loan Against Term Insurance Allowed in India?

Can you take a loan against term insurance in India? This guide explains why term plans don’t qualify and which life insurance policies actually allow loans.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur