Can a Minor Be a Nominee in a Life Insurance Policy
You can name a minor as nominee, but claims are paid to an adult appointee or guardian until the child turns 18. Learn the rules, documents, and clean handover steps.
10 min read
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Life Insurance Articles
15 Common Mistakes While Buying Term Insurance in India
Buying term insurance is one of the most important financial decisions, yet many buyers in India make costly mistakes. This guide highlights the common pitfalls and offers practical tips to avoid them.
11 min read
How Disabled Persons Can Get Term Insurance Coverage in India?
This complete guide to term insurance for disabled persons explains everything step by step. From understanding eligibility and underwriting criteria to knowing what happens if an application is rejected, we cover it all.
7 min read
What is Human Life Value in Terms of Insurance?
The human life value (HLV) method is one of the most reliable approaches to calculating term insurance. It determines a monetary value based on your earning potential and financial responsibilities.
9 min read
Axis Max Life Term Insurance Review 2025
Axis Max Life Term Insurance stands out with strong claim settlement, flexible plans, and financial stability backed by Axis Bank. This review covers key features, plan options like Smart Term Plan Plus, performance metrics, and expert tips to help you choose the right coverage confidently.
8 min read
What Is a Tele-Medical Examination in Term Insurance?
A telemedical examination is a remote health checkup conducted via phone or video call as part of the term insurance application process. Here’s how it works, why it matters, and how Ditto makes it simpler for you.
8 min read
What is a Term Insurance Plan for Couples
Explore term insurance for couples in India in 2025 to understand individual, joint life, and spouse cover options. Learn about eligibility, premium comparisons, popular plans, inclusions, exclusions, and why individual policies often offer more flexibility and protection in the long run.
9 min read
Can We Claim Term Insurance from Two Companies?
Can you claim term insurance from two companies? Yes, you can but always know the pros and cons, disclosure rules, HLV limits, and how to split cover.
7 min read
What Are the Reasons for Claim Rejection in Term Insurance
Term insurance claim rejections happen due to several reasons. The good part is that you can avoid them completely by following a few useful tips. This guide highlights the top term insurance claim rejection reasons and the different ways to avoid them.
10 min read
LIC e-Term Plan: Who Should Buy and Why
The LIC e-Term Plan is a pure life cover policy designed to provide financial security for your loved ones at affordable premiums. In this blog, we explain who should buy the plan, its key benefits, and why it is one of LIC’s most popular online term insurance products.
7 min read
PLI for the Physically Challenged Person 2025
Did you know that the oldest life insurance policy in India is still active? And the best part is that it has a special scheme tailored for physically challenged individuals.
8 min read
What is Term Insurance for Parents?
Thinking of buying term insurance for your parents? Learn when it makes sense, key factors to consider, expert insights from Ditto, smarter alternatives like health insurance, and FAQs to help you make an informed decision in 2025.
6 min read