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Life Insurance Articles

What is the purpose of term life insurance?

What Is the Purpose of Term Life Insurance? A Detailed Guide

What is the purpose of term life insurance? It provides critical financial protection by replacing lost income, paying off debts, and ensuring your family’s future is secure. Learn who should buy it, its key benefits, and how it differs from whole life insurance.

14 min read
Can I Have Multiple Term Insurance Plans

Can I Have Multiple Term Insurance Plans in 2025?

Wondering, "Can I Have Multiple Term Insurance Plans?" Yes, you can. In fact, multiple plans can offer smarter coverage for evolving life goals—if managed right. Learn the benefits, risks, and best practices for 2025.

11 min read
Free look period

What is the free look period in Life Insurance?

The free look period in life insurance allows new policyholders a 30-day window to review and cancel their policy without heavy penalties. Learn how it works and why it matters.

11 min read
Group Life Insurance

What is group life insurance?

Group life insurance is an affordable, employer-provided benefit offering life coverage to employees or members. This guide breaks down its pros, cons, and ideal usage in 2025, plus why it shouldn't replace personal term plans.

9 min read
How Much Life Insurance Do I Need

How Much Life Insurance Do I Need in 2025? A Complete Guide

How much life insurance do I need in 2025? This guide helps you calculate the correct term insurance cover based on your income, debts, and future family goals.

10 min read
Term Insurance Tax Benefits: Ditto

Term Insurance Tax Benefits: A Deep-Dive

Term insurance offers more than just life cover—it also provides tax benefits under Sections 80C, 80D, and 10(10D). This guide explains how these deductions work, who can claim them, and how the old and new tax regimes affect your savings. Make smarter financial choices today.

6 min read
How Term Insurance Works: 2025

How does Term Insurance work? A Comprehensive Guide

Term insurance is a pure protection plan that offers financial security to your family in case of your untimely death. This guide explains how term insurance works, its key features, eligibility, payout options, and why it’s an essential part of smart financial planning.

11 min read
Participating and Non-Participating Insurance

Participating and Non-Participating Insurance: What’s the Difference?

Participating and non-participating insurance policies serve different financial needs—one offers potential investment returns through profit sharing, while the other delivers guaranteed payouts at lower premiums. Here’s how to choose the right one.

12 min read
Accidental Death Benefit in Term Insurance: 2025

The Accidental Death Benefit Rider in Term Insurance: Is it Worth it?

The accidental death benefit rider adds an extra layer of financial protection to your term insurance. But is it a must-have? In this guide, we break down how it works, who should consider it, and when it might not be worth the extra cost.

9 min read
Term Insurance for Housewife

Term Insurance for Housewives in India | Top Plans & Eligibility 2025

Term insurance for housewives can offer essential financial protection. Here are the top plans, eligibility tips, and everything homemakers need to know in 2025.

13 min read
Term Insurance Without Medical Test

Best Term Insurance Without Medical Tests in India 2025

Need term insurance without a medical test? Here are the best no-test plans in 2025, their benefits, limitations, and who should consider buying them.

9 min read
Personal Accident Insurance

Personal Accident Insurance Explained: Everything You Should Know

Learn why Personal Accident Insurance is essential for comprehensive financial protection, covering death, disability, and income loss. Understand features, exclusions, popular plans, and when you should consider buying one.

16 min read