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Life Insurance Articles

SBI Life Vs HDFC Life

SBI Life vs HDFC Life: Which Insurer is Better?

SBI Life vs HDFC Life – In this comprehensive comparison, we evaluate two of India’s leading life insurance providers, focusing on key factors such as claim settlement ratios, product offerings, and customer satisfaction.

12 min read
Top 10 Claim Settlement Ratio of Life Insurance 2025

Top 10 Claim Settlement Ratio of Life Insurance

Choosing the right life insurer goes beyond premiums and benefits. The Claim Settlement Ratio (CSR) shows how reliably a company pays claims. This guide breaks down CSR, its importance, how it's calculated, 2025's top 10 insurers (IRDAI data), the claim process, and tips to avoid rejection.

23 min read
Term Insurance with Critical Illness Rider: 2025

Term Insurance with Critical Illness Rider: What are the Best Picks?

Secure your financial future with Term Insurance with Critical Illness Rider. Learn how adding a Critical Illness Rider offers added protection against life-threatening health conditions, ensuring you’re financially covered during tough times. Affordable and smart!

24 min read
TATA AIA Maha Raksha Supreme Select Comprehensive Review in 2025

TATA AIA Maha Raksha Supreme Select Review

This TATA AIA Maha Raksha Supreme Select Review in 2025 covers everything you need to know — features, benefits, riders, pros, cons, and whether it’s worth buying this year. Find out how it compares to its predecessor and if it’s the right term insurance plan for you in 2025.

11 min read
What Kind of Deaths are not Covered in a Term Insurance Plan: 2025

What Kind of Deaths are Not Covered in a Term Insurance Plan?

Not all deaths are covered under term insurance. Wondering what kind of deaths are not covered in a term insurance plan? From suicide in the first year to deaths due to intoxication or fraud—here’s what can lead to claim rejection and how to avoid surprises.

15 min read
Limited Pay vs Regular Pay Premium: 2025

Limited Pay vs. Regular Pay Premium: Which One Should You Opt For?

Not sure whether Limited Pay or Regular Pay Premium is right for your term insurance? Discover the key differences, benefits, and how each option fits different financial goals. Make an informed choice for a more secure future!

17 min read
Solvency Ratio in Term Insurance: 2025

Solvency Ratio in Term Insurance: Significance and Implications

The solvency ratio indicates the financial stability of your term insurer. It tells you whether they can settle claims—even during emergencies. In this blog, we break down what it means, IRDAI’s 150% rule, and how it helps you pick a reliable insurance provider.

14 min read
Axis Max Life Smart Term Plan Plus (STPP) Review 2025

Axis Max Life Smart Term Plan Plus (STPP) Customised Review

The Axis Max Life Smart Term Plan Plus is gaining popularity as a customizable term insurance plan that offers enhanced flexibility and a variety of rider options. But is it really a smart pick in 2025? Let's find out in this Comprehensive Review.

13 min read
SBI Life Insurance vs Axis Max Life Insurance

SBI Life Insurance vs Axis Max Life Insurance: Which is Better

Choosing between SBI Life Insurance and Axis Max Life Insurance? Our in-depth comparison covers everything from claim settlement performance to plan features and digital tools, helping you find the right insurer for your financial goals.

12 min read
Kotak Life Insurance vs Axis Max Life Insurance

Kotak Life Insurance vs Axis Max Life Insurance: Comparison Review

Kotak Life Insurance vs Axis Max Life Insurance – a complete comparison across claim ratios, service quality, premium prices, and unique features. Whether you're looking for affordability or innovation, this guide helps you pick the right insurer.

14 min read
PNB Metlife Vs HDFC Life Insurance

PNB Metlife Vs HDFC Life Insurance – Which Insurer is Better?

Wondering which insurer to trust—PNB MetLife or HDFC Life? This in-depth comparison covers everything from claim ratios and complaint volumes to product.

7 min read
TATA AIA Term Insurance Review: 2025

TATA AIA Term Insurance Review

TATA AIA Life Insurance is a trusted insurer backed by TATA and AIA Group. With a 99.16% claim settlement ratio in FY 2023-24, it offers reliable term plans like Sampoorna Raksha Promise and Maha Raksha Supreme Select, along with critical illness and accident coverage.

8 min read