Confused about how much life insurance should cost in India? This guide breaks down everything that affects your premium, including age, health, policy type, and more, along with tips to reduce costs. Learn how Ditto helps you find the right coverage without overpaying.
This article delves into long-duration term insurance plans, particularly those spanning 99 years.
The Accelerated Death Benefit in term insurance promises early payouts during terminal illness, but are these claims even honoured? We break down how it works, why claims are rare, and whether it’s worth paying extra for this rider.
Insurers assess a number of factors like age, health, lifestyle, smoking habits, etc, to decide your term insurance premium cost. Learn which factors impact premiums the most and how you can secure the right cover without compromising on protection.
LIC Nivesh Plus is a single-premium ULIP combining life cover and market-linked investments. While it may suit conservative one-time investors, high costs, lock-in, limited fund choices, and low returns are concerns. This review explains how it works, compares alternatives, and shares expert advice.
Choosing the right life insurance beneficiary is more than just filling a name: it’s about securing your family’s future. Here are 7 crucial things every Indian policyholder should know.
Kotak Life Insurance is among India’s top private insurers with a 3-year average claim settlement of 98.54%. We compare it to others, explain the claim process, factors affecting approval, and tips to avoid rejections. Need help picking a plan? Ditto’s experts offer free guidance.
SBI Life Insurance, backed by India’s largest bank, is a trusted insurer known for high claim settlement, financial stability, and low complaint volume. Though premiums are slightly higher and term plan options limited, it’s a solid pick for those valuing safety, reach, and reputation.
Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.
Life insurance doesn’t have to be expensive. This guide breaks down what affects your premium, how to reduce it smartly, and the common mistakes that quietly push costs up. Plus, real FAQs and expert advice from Ditto.
Section 10(10D) of the Income Tax Act: Understand the tax benefits on life insurance payouts, including term insurance and ULIPs, etc
Choosing between an endowment plan and a term plan can be a confusing decision. This blog clarifies the key differences, benefits, and ideal scenarios to help you make an informed decision about life insurance.
