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What is Term Life Insurance Premium?

What is Term Life Insurance Premium?

Discover how term life insurance premiums work, what factors impact them, and how to save on your premiums in 2025.

11 MIN
Ipsit Roy
Written by Ipsit Roy
Home Loan Insurance vs Term Insurance

Home Loan Insurance vs Term Insurance: Which One to Choose?

Home Loan Insurance clears your outstanding home loan if you pass away, while Term Insurance offers broader, flexible coverage for your family. Learn how they differ in purpose, cost, and long-term protection before choosing the right one for your financial security.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
ULIP vs Term Insurance

ULIP vs Term Insurance

ULIP vs Term Insurance: Understand the key differences between investment-linked insurance and pure life cover. Make informed decisions to secure your family and grow wealth.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Health vs Term vs Life Insurance

Health vs Term vs Life Insurance: Which One Should You Choose?

Confused about health, term, and life insurance? This Ditto guide breaks down the key differences, benefits, and when to buy each policy. Learn how to build complete financial protection for your health and family in 2025.

4 MIN
Moushmi Kaur
Written by Moushmi Kaur
Term Insurance for Women

What Makes Term Insurance for Women Essential in 2025?

Term Insurance for Women is vital in 2025, as it provides cost-effective protection, lower premiums, and benefits tailored to women’s needs. Whether you’re working or a homemaker, term insurance helps safeguard your family’s future with flexibility and customization.

9 MIN
Moushmi Kaur
Written by Moushmi Kaur
Free Look Period in Term Insurance

What is the Free Look Period in Term Insurance?

The free look period in term insurance gives you 30 days to review, modify, or cancel your policy if you’re unsatisfied. Learn how it works, what charges apply, and how to request a refund easily.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Life Insurance Council

What Is the Life Insurance Council?

The Life Insurance Council is India’s official industry body, uniting all life insurers under one platform. It promotes ethics, transparency, and consumer trust while advising IRDAI, shaping policy, and driving awareness through initiatives like Sabse Pehle Life Insurance.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Maximum Sum Assured in Term Insurance

What Is the Maximum Sum Assured in Term Insurance?

Wondering what the maximum sum assured in term insurance is? Learn how insurers calculate your coverage limit, what factors affect it, and how Ditto helps you find the right balance between premium and protection.

7 MIN
Swetlana Neog
Written by Swetlana Neog
lic tech term plan

LIC New Tech Term Plan

LIC New Tech-Term Plan 954 is a digital-only term insurance policy offering affordable life cover starting from ₹50 lakh. Backed by LIC’s trust, it provides flexible terms, an optional accidental death rider, and simple online purchase—ideal for straightforward, long-term protection.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Proposal form in a health Insurance

What is a Proposal form in a health Insurance?

A health insurance proposal form is the key step in getting covered. It captures your personal, medical, and lifestyle details to help insurers assess risk and decide premiums. This guide helps you fill it accurately for quick approval, fair pricing, and smooth claim processing.

8 MIN
Swetlana Neog
Written by Swetlana Neog
ULIP Tax

ULIP Tax Benefits 2025: Save More Under Sections 80C & 10(10D)

Confused about ULIP taxation in 2025? This guide explains premium deductions, maturity taxation, GST exemption, and how switching or withdrawing affects your taxes—so you can make the most of your ULIP investments.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Mortgage Life Insurance

Mortgage Life Insurance in India: How It Works, Pros, Cons & Best Alternative

Mortgage life insurance pays off a loan if the borrower passes away during the loan term. However, term insurance works better with more coverage, flexibility, and beneficial add-ons (riders).

13 MIN
Swetlana Neog
Written by Swetlana Neog