Wondering what the maximum sum assured in term insurance is? Learn how insurers calculate your coverage limit, what factors affect it, and how Ditto helps you find the right balance between premium and protection.
LIC New Tech-Term Plan 954 is a digital-only term insurance policy offering affordable life cover starting from ₹50 lakh. Backed by LIC’s trust, it provides flexible terms, an optional accidental death rider, and simple online purchase—ideal for straightforward, long-term protection.
A health insurance proposal form is the key step in getting covered. It captures your personal, medical, and lifestyle details to help insurers assess risk and decide premiums. This guide helps you fill it accurately for quick approval, fair pricing, and smooth claim processing.
Confused about ULIP taxation in 2025? This guide explains premium deductions, maturity taxation, GST exemption, and how switching or withdrawing affects your taxes—so you can make the most of your ULIP investments.
Mortgage life insurance pays off a loan if the borrower passes away during the loan term. However, term insurance works better with more coverage, flexibility, and beneficial add-ons (riders).
After 5 years, your ULIP becomes liquid, allowing partial or full withdrawals. Learn how it impacts your fund and coverage, and when to withdraw wisely. Speak to a Ditto advisor for free, no-spam guidance.
Wondering what happens if you outlive your life insurance policy in 2025? This guide explains maturity age, renewal options, tax rules, and expert insights. Learn how it works, eligibility, payout limits, and why it matters for smarter financial planning.
While updating your LIC nominee online isn’t available, you can complete the change offline at your servicing branch. This guide provides all the essential steps, documents, and tips to ensure a smooth and accurate nominee update without any hassles.
Confused between term and permanent life insurance? Learn the key differences, pros, cons, and expert tips to choose the right life cover for your family’s financial security.
Ditto explores whether young adults should consider term insurance in 2025. Learn why starting early helps secure low premiums, lifelong protection, and financial stability for your loved ones.
Your life insurance premium isn’t random math. Factors like age, health, cover, term, and even payment mode together move the needle. Here’s how the pricing works with IRDAI norms and expert tips.
Permanent life insurance in India offers lifelong coverage, a guaranteed death benefit, and a cash value you can access. This guide explains types like whole life, ULIPs, and endowment plans, along with benefits, drawbacks, tax advantages, and who should consider them.
