If you're planning to surrender your life insurance policy, it's important to understand how life insurance surrender value is calculated, the financial impact of early surrender, and alternative options that may better align with your goals.
The claim settlement ratio is an important metric to find out whether the life insurance company honors a claim. In this article, I talk about Tata AIA Life Insurance and whether they have a good claim settlement ratio in 2025. Find out more about the Tata AIA claim settlement ratio in this article!
This Tata AIA Sampoorna Raksha Promise Review in 2025 covers everything you need to know — features, benefits, riders, pros, cons, and whether it’s worth buying this year. Find out how it compares to its predecessor and if it’s the right term insurance plan for you in 2025.
Wondering if your base insurance is enough? Supplemental policies fill coverage gaps for critical illnesses, accidents, and more. Learn the difference between health and term insurance supplements, how riders stack up, and which cover suits your needs best.
Are you thinking of buying ICICI Prudential iProtect Super? Read our in-depth, customized review to learn about its features and benefits and whether it's worth purchasing in 2025.
Term insurance riders enhance financial security by covering risks like critical illnesses, disabilities, and accidents. Choosing the right rider depends on your needs, budget, and lifestyle risks can ensure comprehensive coverage for your loved ones.
An Accidental Total and Permanent Disability (ATPD) Rider ensures financial security if an accident leads to a permanent disability. It offers lump sum or monthly payouts, helps replace lost income, and covers medical expenses. Learn how this rider enhances term insurance for better protection.
Here are the main factors affecting your term insurance eligibility in 2025. Your age, income, lifestyle habits, and a whole host of other factors matter. Learn how this impacts your premiums and how you can be eligible for the best term insurance policy in India in 2025.
Are you thinking of buying Bajaj Allianz E-touch II? Read our in-depth customized review to learn about its features and benefits and whether it's worth purchasing in 2025.
Discover how increasing term insurance works, its drawbacks, and whether it's the right choice for you. Learn how premiums, sum assured, and coverage evolve and why a fixed-cover term plan might offer better financial security for your family. Read more to decide wisely!
A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.
A critical illness rider in term insurance provides financial security if diagnosed with severe illnesses like cancer or heart disease. This guide explains standard vs. accelerated payouts, top plans, and key benefits. Learn how to choose the right coverage to safeguard your finances and well-being.
