Wondering if your insurer will pay claims when you need it most? The Incurred Claim Ratio (ICR) in Health Insurance shows how much insurers pay out in claims vs premiums collected. Understanding this metric helps you pick a reliable provider. Let’s break it down and explore 2025’s top insurers!
Galaxy Health Insurance is a new player in India’s health insurance market, offering innovative plans like Galaxy Promise, Galaxy Guardian, and Galaxy Top-Up. With features like unlimited sum insured restoration and wellness rewards, it’s a strong contender. Read our expert review!
Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!
LIC - the OG of the life insurance industry is reportedly all dolled up and ready to dip its toes in the health insurance industry! What would this mean for the private health insurers? Who is the partner tying up with LIC?
The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.
HDFC ERGO now offers three new health insurance riders for 2025: Limitless for extended hospitalization cover, ABCD Chronic Care for quick coverage of chronic conditions, and Parenthood for maternity needs. Learn features, drawbacks, and when each rider is worth adding.
Health Insurance companies can reject a portion of your claim or even your entire claim because of the reasonable and customary clause. Here’s how it works in health insurance, how it limits claim payouts, and tips to avoid unexpected expenses during hospitalization.
Room rent limits can lower your health insurance premium, so, why do insurers add them? Learn how room rent limits work, the best plans without them, and how to choose smartly!
Having a 5 lakh health insurance plan is immensely better than having no cover at all. However, is it really enough? In this article, we’ll find out what a 5 lakh health insurance plan covers, its pros and cons, and the top 5 best 5 lakh health insurance plans.
Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!
Want to know more about short term health insurance and its long-term counterpart? Find it here, along with the Top 5 long-term health insurance plans that are all the rage in 2025!
Are you considering purchasing Acko Health Insurance? Read our comprehensive review of its features, benefits, and customer feedback to determine if it's the right choice for you.
