Group life insurance is an affordable, employer-provided benefit offering life coverage to employees or members. This guide breaks down its pros, cons, and ideal usage in 2025, plus why it shouldn't replace personal term plans.
How much life insurance do I need in 2025? This guide helps you calculate the correct term insurance cover based on your income, debts, and future family goals.
Term insurance offers more than just life cover—it also provides tax benefits under Sections 80C, 80D, and 10(10D). This guide explains how these deductions work, who can claim them, and how the old and new tax regimes affect your savings. Make smarter financial choices today.
Term insurance is a pure protection plan that offers financial security to your family in case of your untimely death. This guide explains how term insurance works, its key features, eligibility, payout options, and why it’s an essential part of smart financial planning.
Participating and non-participating insurance policies serve different financial needs—one offers potential investment returns through profit sharing, while the other delivers guaranteed payouts at lower premiums. Here’s how to choose the right one.
The accidental death benefit rider adds an extra layer of financial protection to your term insurance. But is it a must-have? In this guide, we break down how it works, who should consider it, and when it might not be worth the extra cost.
Term insurance for housewives can offer essential financial protection. Here are the top plans, eligibility tips, and everything homemakers need to know in 2025.
Need term insurance without a medical test? Here are the best no-test plans in 2025, their benefits, limitations, and who should consider buying them.
Learn why Personal Accident Insurance is essential for comprehensive financial protection, covering death, disability, and income loss. Understand features, exclusions, popular plans, and when you should consider buying one.
Canara HSBC Young Term Plan offers affordable and flexible term insurance solutions for young individuals, with options for premium return and coverage enhancement. Discover its features and benefits in our detailed review.
Explore the SBI Life Smart Wealth Assure plan in detail — from premium allocation, fund management charges, and policy fees to benefits like life cover and accidental death benefit. Understand its pros, cons, and charges to see if it fits your wealth-building and insurance needs effectively.
A Waiver of Premium Rider ensures your term insurance stays active even if you're critically ill or disabled and can't afford premiums. Learn how this rider works, which plans offer it, and why Ditto strongly recommends it for smart, uninterrupted coverage.
