SBI Smart Fortune Builder ULIP Review
Looking to combine investment and insurance? This 2025 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.
16 min read
Articles
Life Insurance Articles
What Is The Difference Between Term And Whole Life Insurance?
Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.
7 min read
Term Insurance Medical Test List: Are You Fit to Get Covered?
Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.
9 min read
What does Premium Payment Term Mean in Life Insurance?
Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.
9 min read
What Happens If You Start Smoking After Taking Term Insurance?
If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.
9 min read
Single Premium Life Insurance: What is it and how does it work
Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.
15 min read
Is Term Insurance Good?
Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.
7 min read
Can You Cancel Your Life Insurance Policy and Get a Refund?
Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.
8 min read
Does Term Insurance Premium Increase Every Year? Explained
Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.
14 min read
Mastering Life Insurance with Ditto
Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.
5 min read
What Is the Purpose of Term Life Insurance? A Detailed Guide
What is the purpose of term life insurance? It provides critical financial protection by replacing lost income, paying off debts, and ensuring your family’s future is secure. Learn who should buy it, its key benefits, and how it differs from whole life insurance.
14 min read
What is the free look period in Life Insurance?
The free look period in life insurance allows new policyholders a 30-day window to review and cancel their policy without heavy penalties. Learn how it works and why it matters.
11 min read
