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Section 10(10D)

Section 10(10D) Explained: How to Make Your Life Insurance Payouts 100% Tax-Free

Section 10(10D) of the Income Tax Act: Understand the tax benefits on life insurance payouts, including term insurance and ULIPs, etc

14 MIN
Soumi Halder
Written by Soumi Halder
HDFC Life Sampoorn Nivesh Plus ULIP Review

HDFC Life Sampoorn Nivesh Plus ULIP Review (2026): Is It Worth Your ₹1 Lakh a Year

Is HDFC Life Sampoorn Nivesh Plus a smart ₹1 lakh/year investment or just another pricey ULIP? In this 2026 review, we unpack its benefits, real costs, and compare it to a basic term plan + mutual fund combo.

15 MIN
Swetlana Neog
Written by Swetlana Neog
Personal Accident Insurance

What is Personal Accident Insurance, and Do You Need It?

Personal accident insurance provides critical financial protection against accidental injuries, disabilities, and even death. In this guide, we break down its features, types, benefits, and claims process.

18 MIN
Swetlana Neog
Written by Swetlana Neog
Edelweiss Tokio Life Insurance Review 2025

Edelweiss Tokio Life Insurance Review 2025

Edelweiss Tokio Life Insurance’s CSR stands at an impressive 99.24%, but does that mean it's the best term insurance provider for you? Our 2025 review dives deeper into key metrics, plans, and real customer experiences to help you decide confidently.

12 MIN
Swetlana Neog
Written by Swetlana Neog
IndiaFirst Life Insurance

IndiaFirst Life Insurance Review: Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 MIN
Swetlana Neog
Written by Swetlana Neog
Return of Premium Rider

What is the Return of Premium Rider?

The Return of Premium (ROP) rider refunds your premiums if you outlive your term plan. It sounds appealing, but is it worth the higher cost? In this guide, we explain how the rider works, who it suits best, and when zero-cost plans may be smarter.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Acko Life Insurance Review

Acko Life Insurance Review: Should You Trust a New Insurer?

This comprehensive Acko Life Insurance Review examines the history of Acko, plan features, and customer feedback. Learn about the top Acko Term Insurance policy details and whether a term insurance policy from Acko fits your needs.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Shriram Life Insurance

Shriram Life Insurance Review

This in-depth Shriram Life Insurance Review explores plan features, claim settlement data, and customer insights. Learn about the top Shriram Life Insurance policy details and whether a term insurance policy from Shriram fits your needs.

10 MIN
Swetlana Neog
Written by Swetlana Neog
SBI Smart Fortune Builder

SBI Smart Fortune Builder ULIP Review

Looking to combine investment and insurance? This 2026 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.

16 MIN
Swetlana Neog
Written by Swetlana Neog
Difference Between Term and Whole Life Insurance

What Is The Difference Between Term And Whole Life Insurance?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.

7 MIN
Soumi Halder
Written by Soumi Halder
Term Insurance Medical Test List

Term Insurance Medical Test List: Are You Fit to Get Covered?

Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Should you declare smoking after you buy a term insurance plan?

What Happens If You Start Smoking After Taking Term Insurance?

If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.

9 MIN
Swetlana Neog
Written by Swetlana Neog