This guide explains how to cancel term insurance policy, whether you’re within the free-look period or beyond it. Learn about refunds, surrender options, and key considerations.
Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.
Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.
Life changes—and so may your term insurance nominee. Whether due to marriage, children, or personal reasons, updating your nominee is simple and crucial. Learn how to change it, required documents, and the different nominee types in this easy guide.
What is the purpose of term life insurance? It provides critical financial protection by replacing lost income, paying off debts, and ensuring your family’s future is secure. Learn who should buy it, its key benefits, and how it differs from whole life insurance.
Wondering, "Can I Have Multiple Term Insurance Plans?" Yes, you can. In fact, multiple plans can offer smarter coverage for evolving life goals—if managed right. Learn the benefits, risks, and best practices for 2025.
The free look period in life insurance allows new policyholders a 30-day window to review and cancel their policy without heavy penalties. Learn how it works and why it matters.
Group life insurance is an affordable, employer-provided benefit offering life coverage to employees or members. This guide breaks down its pros, cons, and ideal usage in 2025, plus why it shouldn't replace personal term plans.
How much life insurance do I need in 2025? This guide helps you calculate the correct term insurance cover based on your income, debts, and future family goals.
Term insurance offers more than just life cover—it also provides tax benefits under Sections 80C, 80D, and 10(10D). This guide explains how these deductions work, who can claim them, and how the old and new tax regimes affect your savings. Make smarter financial choices today.
Term insurance is a pure protection plan that offers financial security to your family in case of your untimely death. This guide explains how term insurance works, its key features, eligibility, payout options, and why it’s an essential part of smart financial planning.
Participating and non-participating insurance policies serve different financial needs—one offers potential investment returns through profit sharing, while the other delivers guaranteed payouts at lower premiums. Here’s how to choose the right one.
