The Return of Premium (ROP) rider refunds your premiums if you outlive your term plan. It sounds appealing, but is it worth the higher cost? In this guide, we explain how the rider works, who it suits best, and when zero-cost plans may be smarter.
Can you get a loan against term insurance? Not really. But here’s how to borrow using other life insurance plans with up to 90% of their surrender value.
Wondering if term insurance is mandatory with your home loan? It’s not—RBI doesn’t require it, and banks can’t force you. But should you skip it? Not really. This article uncovers the truth, bank tactics, and a smarter way to protect both your loan and family with a cost-effective life cover.
This comprehensive Acko Life Insurance Review examines the history of Acko, plan features, and customer feedback. Learn about the top Acko Term Insurance policy details and whether a term insurance policy from Acko fits your needs.
This in-depth Shriram Life Insurance Review explores plan features, claim settlement data, and customer insights. Learn about the top Shriram Life Insurance policy details and whether a term insurance policy from Shriram fits your needs.
Looking to combine investment and insurance? This 2025 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.
This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.
Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.
Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.
Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.
If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.
Can you shift from one term plan to another without hassle, like in health insurance? Unfortunately, no. Porting isn’t allowed in term insurance. Here's what you can do instead.
