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Life Insurance Articles

Term Insurance for Home Loan

Term Insurance for Home Loan: Mandatory or Mis-sold?

Wondering if term insurance is mandatory with your home loan? It’s not—RBI doesn’t require it, and banks can’t force you. But should you skip it? Not really. This article uncovers the truth, bank tactics, and a smarter way to protect both your loan and family with a cost-effective life cover.

5 min read
Acko Life Insurance Review

Acko Life Insurance Review: Should You Trust a New Insurer in 2025?

This comprehensive Acko Life Insurance Review examines the history of Acko, plan features, and customer feedback. Learn about the top Acko Term Insurance policy details and whether a term insurance policy from Acko fits your needs.

10 min read
Shriram Life Insurance

Shriram Life Insurance Review

This in-depth Shriram Life Insurance Review explores plan features, claim settlement data, and customer insights. Learn about the top Shriram Life Insurance policy details and whether a term insurance policy from Shriram fits your needs.

10 min read
SBI Smart Fortune Builder

SBI Smart Fortune Builder ULIP Review

Looking to combine investment and insurance? This 2025 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.

16 min read
Aviva Life Insurance

Aviva Life Insurance Review (2025): Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 min read
Difference Between Term and Whole Life Insurance

What Is The Difference Between Term And Whole Life Insurance?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.

7 min read
Term Insurance Medical Test List

Term Insurance Medical Test List: Are You Fit to Get Covered?

Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.

9 min read
What is Premium Paying Term in Life Insurance?

What does Premium Payment Term Mean in Life Insurance?

Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.

9 min read
Should you declare smoking after you buy a term insurance plan?

What Happens If You Start Smoking After Taking Term Insurance?

If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.

9 min read
Can we Port Term Insurance?

Can we Port Term Insurance?

Can you shift from one term plan to another without hassle, like in health insurance? Unfortunately, no. Porting isn’t allowed in term insurance. Here's what you can do instead.

10 min read
Can we increase term insurance cover

Can we Increase Term Insurance Cover?

Your life and responsibilities evolve—and so should your term insurance. Learn how to increase your term cover with smart options like life-stage benefits, increasing plans, or top-ups. Future-proof your family’s financial security with confidence.

9 min read
Single premium life insurance

Single Premium Life Insurance: What is it and how does it work

Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.

15 min read