Term Insurance for Self-Employed & non-salaried: Top Plans Available in 2025
Explore the essentials of term insurance tailored for self-employed individuals.
10 min read
Articles
Life Insurance Articles
Level Term vs Decreasing Term: Which One’s Better For You?
Should you choose level or decreasing term insurance? We break down the differences, pros and cons, and real-life examples - so you can secure your family with the right protection for the years ahead.
6 min read
LIC Index Plus Review: Is it worth buying?
LIC Index Plus is a ULIP offering market-linked growth with basic life cover, guaranteed additions, and limited fund options. But do the benefits outweigh the costs? Here’s a detailed review of features, charges, and whether it’s worth buying.
8 min read
Term Insurance for Diabetics
Struggling to get term insurance with diabetes? Learn how insurers assess Type 1 & Type 2 diabetes, HbA1c levels, rejection risks, premium loadings, and the best term plans for diabetics in India.
4 min read
What are Riders or Add ons in Term Insurance?
Riders are smart add-ons that turn a plain term plan work better for real life crises. Learn what each rider offers, the fine print that matters, and how to make the right choice.
9 min read
Reviving a Lapsed Term Insurance Policy
Missed a premium, and your term insurance lapsed? Discover everything about reviving a lapsed term insurance policy, IRDAI rules, insurer requirements, medical tests, and step-by-step revival guidance to restore your cover before it’s too late.
5 min read
What Does Life Insurance Cover? A Simple Guide for Indian Buyers
Life insurance isn’t just about a payout; it’s about peace of mind. This blog breaks down what’s covered, what’s not, and how to tailor your policy to fit your life.
6 min read
How much should Life Insurance Cost?
Confused about how much life insurance should cost in India? This guide breaks down everything that affects your premium, including age, health, policy type, and more, along with tips to reduce costs. Learn how Ditto helps you find the right coverage without overpaying.
9 min read
Should You Buy Term Insurance Plans Offering 99 Years Of Coverage?
This article delves into long-duration term insurance plans, particularly those spanning 99 years.
4 min read
What is Accelerated Death Benefit in Term Insurance? Is It Worth It?
The Accelerated Death Benefit in term insurance promises early payouts during terminal illness, but are these claims even honoured? We break down how it works, why claims are rare, and whether it’s worth paying extra for this rider.
7 min read
How Your Term Insurance Premiums Are Calculated?
Insurers assess a number of factors like age, health, lifestyle, smoking habits, etc, to decide your term insurance premium cost. Learn which factors impact premiums the most and how you can secure the right cover without compromising on protection.
7 min read
LIC Nivesh Plus Review
LIC Nivesh Plus is a single-premium ULIP combining life cover and market-linked investments. While it may suit conservative one-time investors, high costs, lock-in, limited fund choices, and low returns are concerns. This review explains how it works, compares alternatives, and shares expert advice.
11 min read
