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Life Insurance Articles

What is Term Life Insurance Premium

What is Term Life Insurance Premium?

Wondering what a term life insurance premium really is? This guide breaks it down—how premiums are calculated, what affects their cost, average prices by age, and tips to choose the best plan in 2025.

6 min read
Term Insurance Age Limit

What are the Term Insurance Age Limits?

Racking your brains about when to buy term insurance? This guide explains the age limits for entry and maturity, how age affects your premiums, and why buying young gives you the best value.

7 min read
Can we Port Term Insurance?

Can we Port Term Insurance?

Can you shift from one term plan to another without hassle, like in health insurance? Unfortunately, no. Porting isn’t allowed in term insurance. Here's what you can do instead.

10 min read
What are the Documents Required for Term Insurance Purchase and Claim?

What are the Documents Required for Term Insurance Purchase and Claim?

A complete guide to documents required for buying term insurance and claiming it later—covering KYC, income proof, nominee ID, death certificate, police reports, and more. Includes special scenarios, tips, and real-life examples to help you avoid delays or rejections.

12 min read
Can we increase term insurance cover

Can we Increase Term Insurance Cover?

Your life and responsibilities evolve—and so should your term insurance. Learn how to increase your term cover with smart options like life-stage benefits, increasing plans, or top-ups. Future-proof your family’s financial security with confidence.

9 min read
Single premium life insurance

Single Premium Life Insurance: What is it and how does it work

Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.

15 min read
Is Term Insurance Good?

Is Term Insurance Good?

Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.

7 min read
Life Insurance Policy Refund

Can You Cancel Your Life Insurance Policy and Get a Refund?

Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.

8 min read
How to Claim Term Insurance After Death: A Step-by-Step Guide

How to Claim Term Insurance After Death: A Step-by-Step Guide

Term insurance provides crucial financial support to families after the policyholder’s death. This guide simplifies how to claim term insurance after death, covering required documents, claim submission steps, common reasons for rejection, and tips to ensure a hassle-free process.

13 min read
How to Cancel Term Insurance Policy

How to Cancel Term Insurance Policy: Step by Step Guide

This guide explains how to cancel term insurance policy, whether you’re within the free-look period or beyond it. Learn about refunds, surrender options, and key considerations.

14 min read
Does Term Insurance Premium Increase Every Year?

Does Term Insurance Premium Increase Every Year? Explained

Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.

14 min read
Mastering Life Insurance with Ditto

Mastering Life Insurance with Ditto

Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.

5 min read