ManipalCigna Health Insurance company is a joint venture between Manipal Group and Cigna- a pioneer in health services industry with over 200 years of experience. It has six health insurance policies that offer a wide range of features. Some of its policies offer maternity cover, unlimited times restoration of sum insured, and even emergency hospitalization cover during international travel.
Claim Settlement Ratio NA
Network Hospitals 6,500+
Manipal Cigna Health insurance plans
Health insurance claim process for Manipal Cigna
1
Inform the insurer
If it is an emergency, you can immediately get admitted in the hospital and then within 24 hours, you need to inform the Manipal Cigna people. But in case of planned hospitalization (like Cataract or Knee replacement), you need to inform them atleast 48 hours before hospitalization
2
Fill in the forms
You need to provide a copy of your insurance policy and an ID proof and you need to fill in a small questionnaire so that the hospital/TPA desk can reach out to your insurer for the approval
3
Claim approval
Once your request is approved, hospital will start providing you the required treatment and you won’t have to pay any amount. In case the request is rejected, you will have to pay, but worry not, you can apply for a reimbursement once you are discharged