What does Premium Payment Term Mean in Life Insurance?
Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.
9 min read
Articles
Life Insurance Articles
What Happens If You Start Smoking After Taking Term Insurance?
If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.
9 min read
What is Term Life Insurance Premium?
Wondering what a term life insurance premium really is? This guide breaks it down—how premiums are calculated, what affects their cost, average prices by age, and tips to choose the best plan in 2025.
6 min read
What are the Term Insurance Age Limits?
Racking your brains about when to buy term insurance? This guide explains the age limits for entry and maturity, how age affects your premiums, and why buying young gives you the best value.
7 min read
Can we Port Term Insurance?
Can you shift from one term plan to another without hassle, like in health insurance? Unfortunately, no. Porting isn’t allowed in term insurance. Here's what you can do instead.
10 min read
What are the Documents Required for Term Insurance Purchase and Claim?
A complete guide to documents required for buying term insurance and claiming it later—covering KYC, income proof, nominee ID, death certificate, police reports, and more. Includes special scenarios, tips, and real-life examples to help you avoid delays or rejections.
12 min read
Can we Increase Term Insurance Cover?
Your life and responsibilities evolve—and so should your term insurance. Learn how to increase your term cover with smart options like life-stage benefits, increasing plans, or top-ups. Future-proof your family’s financial security with confidence.
9 min read
Single Premium Life Insurance: What is it and how does it work
Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.
15 min read
Is Term Insurance Good?
Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.
7 min read
Can You Cancel Your Life Insurance Policy and Get a Refund?
Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.
8 min read
How to Claim Term Insurance After Death: A Step-by-Step Guide
Term insurance provides crucial financial support to families after the policyholder’s death. This guide simplifies how to claim term insurance after death, covering required documents, claim submission steps, common reasons for rejection, and tips to ensure a hassle-free process.
13 min read
How to Cancel Term Insurance Policy: Step by Step Guide
This guide explains how to cancel term insurance policy, whether you’re within the free-look period or beyond it. Learn about refunds, surrender options, and key considerations.
14 min read