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SBI Life eShield Next

SBI Life eShield Next

SBI Life eShield Next is a flexible protection plan designed to adapt to your changing life stages. Whether you are getting married or buying a house, this SBI Life eShield Next term plan allows you to increase your life cover, ensuring your family’s future remains secure throughout.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
Pramerica Life Insurance

Pramerica Life Insurance

Pramerica Life Insurance shows strong claim settlement numbers, but its smaller scale, higher complaint volumes, and declining solvency ratio raise long-term concerns. Here’s a detailed, IRDAI-backed review to help you decide.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Featured

FEATURED ARTICLE

Features of Life Insurance

Features of Life Insurance

Understand the features of life insurance, premium options, sum assured, riders, policy term, and claim settlement before buying.

5 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC Tech Term Plan

LIC Tech Term Plan

The LIC Tech Term Plan is no longer available. Explore the features, premiums, and rider options of its successor, the New Tech Term Plan, before selecting your term insurance cover.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Terminal Illness vs Critical Illness

Terminal Illness vs Critical Illness

Terminal illness vs critical illness explained in simple terms. Understand how payouts differ, when insurers trigger benefits, and how each affects your term insurance claim and financial planning.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
Exide Life Insurance

Exide Life Insurance

Exide Life Insurance merged with HDFC Life in 2022. Existing policyholders keep the same benefits while servicing, and claims are now handled by HDFC Life. Learn how policies, claims, and available plans work today.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
LIC New Jeevan Anand

LIC New Jeevan Anand

LIC New Jeevan Anand offers a maturity payout with lifelong cover. But is combining savings and insurance a wise move? We will unpack that in this simple breakdown of features, benefits, premiums, and suitability.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Women Term Insurance

Women Term Insurance

Women term insurance is a life insurance plan for women that offers financial protection with lower premiums and women-specific riders. This guide explains how it works, who should buy it, and why it matters.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
Top 10 Term Insurance Claim Settlement Ratio

Top 10 Term Insurance Claim Settlement Ratio

Choosing the right life insurer goes beyond premiums and benefits. The Claim Settlement Ratio (CSR) shows how reliably a company pays claims. This guide breaks down CSR, its importance, how it's calculated, 2026's top 10 insurers (IRDAI data), the claim process, and tips to avoid rejection.

5 MIN
Vasudev Pandey
Written by Vasudev Pandey
Best Term Plan with Return of Premium

Best Term Plan with Return of Premium

The best term insurance plan with return of premium is explained simply. Learn how ROP term plans work, their real costs, drawbacks, and whether smarter alternatives can give you better protection and returns.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
What is the Purpose of Term Life Insurance?

What is the Purpose of Term Life Insurance?

The purpose of term life insurance is to protect your family financially if you’re no longer around. Learn how it replaces income, clears loans, covers daily expenses, offers tax benefits, and why buying early makes a big difference.

5 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Benefits of Term Insurance

Benefits of Term Insurance

Term insurance offers high life cover at low cost, protects your family’s income, clears loans, saves tax, and provides flexible payout options. Here’s a simple guide to the key benefits of term insurance in India.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee