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Insurable Interest in Life Insurance

Insurable Interest in Life Insurance

Insurable interest in life insurance ensures policies are bought for protection, not profit. Learn what it means, why it matters, who qualifies, and what happens if it’s missing.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
SBI Life Sampoorn Suraksha

SBI Life Sampoorn Suraksha

SBI Life Sampoorn Suraksha is a group term insurance plan offered to employers and institutions. This article explains its features, benefits, exclusions, and who it is best suited for.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
Bharti Axa Life Insurance

Bharti Axa Life Insurance

Bharti AXA Life Insurance shows strong claim ratios but lags behind larger insurers on scale, complaints, and long-term stability.

7 MIN
Swetlana Neog
Written by Swetlana Neog
MWP Act

MWP Act

The MWP Act allows married individuals to legally protect insurance payouts for their spouse and children. But while it offers creditor protection and estate shielding, it also comes with rigid rules. Here’s everything you need to know before choosing it.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Sum Assured Meaning

Sum Assured Meaning

The sum assured meaning is the fixed amount your nominee receives if you pass away during the policy term. Choosing the right cover is crucial. It should clear debts and replace income without leading to very high premiums. The ideal amount depends on your income, expenses, and liabilities.

8 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
SBI Life eShield Next

SBI Life eShield Next

SBI Life eShield Next is a flexible protection plan designed to adapt to your changing life stages. Whether you are getting married or buying a house, this SBI Life eShield Next term plan allows you to increase your life cover, ensuring your family’s future remains secure throughout.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
Pramerica Life Insurance

Pramerica Life Insurance

Pramerica Life Insurance shows strong claim settlement numbers, but its smaller scale, higher complaint volumes, and declining solvency ratio raise long-term concerns. Here’s a detailed, IRDAI-backed review to help you decide.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Featured

FEATURED ARTICLE

Features of Life Insurance

Features of Life Insurance

Understand the features of life insurance, premium options, sum assured, riders, policy term, and claim settlement before buying.

5 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC Tech Term Plan

LIC Tech Term Plan

The LIC Tech Term Plan is no longer available. Explore the features, premiums, and rider options of its successor, the New Tech Term Plan, before selecting your term insurance cover.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Terminal Illness vs Critical Illness

Terminal Illness vs Critical Illness

Terminal illness vs critical illness explained in simple terms. Understand how payouts differ, when insurers trigger benefits, and how each affects your term insurance claim and financial planning.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
Exide Life Insurance

Exide Life Insurance

Exide Life Insurance merged with HDFC Life in 2022. Existing policyholders keep the same benefits while servicing, and claims are now handled by HDFC Life. Learn how policies, claims, and available plans work today.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
LIC New Jeevan Anand

LIC New Jeevan Anand

LIC New Jeevan Anand offers a maturity payout with lifelong cover. But is combining savings and insurance a wise move? We will unpack that in this simple breakdown of features, benefits, premiums, and suitability.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee