Struggling to get term insurance with diabetes? Learn how insurers assess Type 1 & Type 2 diabetes, HbA1c levels, rejection risks, premium loadings, and the best term plans for diabetics in India.
Riders are smart add-ons that turn a plain term plan work better for real life crises. Learn what each rider offers, the fine print that matters, and how to make the right choice.
Missed a premium, and your term insurance lapsed? Discover everything about reviving a lapsed term insurance policy, IRDAI rules, insurer requirements, medical tests, and step-by-step revival guidance to restore your cover before it’s too late.
Life insurance isn’t just about a payout; it’s about peace of mind. This blog breaks down what’s covered, what’s not, and how to tailor your policy to fit your life.
Confused about how much life insurance should cost in India? This guide breaks down everything that affects your premium, including age, health, policy type, and more, along with tips to reduce costs. Learn how Ditto helps you find the right coverage without overpaying.
This article delves into long-duration term insurance plans, particularly those spanning 99 years.
The Accelerated Death Benefit in term insurance promises early payouts during terminal illness, but are these claims even honoured? We break down how it works, why claims are rare, and whether it’s worth paying extra for this rider.
Insurers assess a number of factors like age, health, lifestyle, smoking habits, etc, to decide your term insurance premium cost. Learn which factors impact premiums the most and how you can secure the right cover without compromising on protection.
LIC Nivesh Plus is a single-premium ULIP combining life cover and market-linked investments. While it may suit conservative one-time investors, high costs, lock-in, limited fund choices, and low returns are concerns. This review explains how it works, compares alternatives, and shares expert advice.
Choosing the right life insurance beneficiary is more than just filling a name: it’s about securing your family’s future. Here are 7 crucial things every Indian policyholder should know.
Kotak Life Insurance is among India’s top private insurers with a 3-year average claim settlement of 98.54%. We compare it to others, explain the claim process, factors affecting approval, and tips to avoid rejections. Need help picking a plan? Ditto’s experts offer free guidance.
SBI Life Insurance, backed by India’s largest bank, is a trusted insurer known for high claim settlement, financial stability, and low complaint volume. Though premiums are slightly higher and term plan options limited, it’s a solid pick for those valuing safety, reach, and reputation.
