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Single Premium Payment Option

Should You Opt for the Single Premium Payment Option in Term Insurance?

A single premium term insurance plan sounds simple—pay once and forget. But is it really worth it? Here’s a practical breakdown of how it works, the pros and cons, regulatory updates, and whether it fits your financial profile.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Joint Life Insurance Policy

What Is a Joint Life Insurance Policy and How Does It Work?

A joint life insurance policy is designed for couples, offering financial protection under one plan. Learn how it works, its benefits, and whether it’s the right option for you.

11 MIN
Swetlana Neog
Written by Swetlana Neog
ICICI or Kotak term insurance, which is better?

ICICI or Kotak term insurance, which is better?

Both ICICI Prudential and Kotak Life offer strong term insurance options. Kotak leads in claim settlement and solvency, while ICICI excels in scale, payouts, and features. This guide compares both plans to help you pick the right fit for your long-term financial security.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Why Is Term Insurance Important?

Why Is Term Insurance Important?

Term insurance gives you high life cover at low premiums and protects your family’s future. Learn why it’s important and how it works.

8 MIN
Swetlana Neog
Written by Swetlana Neog
5 things to check in your term insurance policy document

5 things to check in your term insurance policy document

Small errors in your term insurance document can lead to claim rejection. Learn the 5 vital checks to secure your family’s future.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Decreasing Cover Option in Term Life Insurance

What is a Decreasing Cover Option in Term Life Insurance Plans?

Know about decreasing cover term life insurance plans and if they are suitable for your needs !

7 MIN
Swetlana Neog
Written by Swetlana Neog
Policy Term vs Premium Paying Term in Term Insurance Policies in India

Difference between policy term and premium paying term in term insurance plans

When you are buying a term plan, you come across terms like Policy Term and Premium Paying Term. Knowing their difference is crucial, so in this guide, we explain how they differ, why they matter, and how they impact your family’s financial security.

6 MIN
Soumi Halder
Written by Soumi Halder
What is a Unit Linked Insurance Plan (ULIP)?

What is a Unit Linked Insurance Plan (ULIP)?

A Unit Linked Insurance Plan (ULIP) combines life cover with investment in equity, debt, or hybrid funds. While ULIPs offer tax benefits and flexibility, they come with multiple charges and a 5-year lock-in. Find out if they are worth it compared to term insurance + mutual funds.

11 MIN
Swetlana Neog
Written by Swetlana Neog
Family Protect Rider in Term Insurance Plans

What is the Family Protect Rider in Term Insurance Plans? Meaning and Benefits

If you want additional financial protection for your parents, the family protect rider is an excellent choice. But will it live up to your expectations in the future? This guide analyzes the benefits and limitations of this rider to ensure if it’s the right choice for you.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Term Life Insurance for Smokers vs Non-Smokers

Term Life Insurance for Smokers vs Non-Smokers in 2025

Smokers pay 60–100% more for term insurance. Compare rules, risks, and the best plans for 2025.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Best Life Insurance Plans for Senior Citizens Over 60

Best Life Insurance Plans for Senior Citizens Over 60 in India

Life insurance after 60 comes with high premiums and fewer benefits. Explore the best plans for senior citizens in India and smarter alternatives like FDs, SCSS, and pension plans for financial security.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Should you buy term insurance in your 40s

Should you buy term insurance in your 40s?

Your 40s are a turning point: debts, dependents, and lifestyle needs peak. But is term insurance still worth it now? Here’s a breakdown of costs, benefits, and alternatives.

7 MIN
Swetlana Neog
Written by Swetlana Neog