Single Premium Life Insurance: What is it and how does it work
Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.
15 min read
Articles
Life Insurance Articles
Is Term Insurance Good?
Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.
7 min read
Can You Cancel Your Life Insurance Policy and Get a Refund?
Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.
8 min read
How to Claim Term Insurance After Death: A Step-by-Step Guide
Term insurance provides crucial financial support to families after the policyholder’s death. This guide simplifies how to claim term insurance after death, covering required documents, claim submission steps, common reasons for rejection, and tips to ensure a hassle-free process.
13 min read
How to Cancel Term Insurance Policy: Step by Step Guide
This guide explains how to cancel term insurance policy, whether you’re within the free-look period or beyond it. Learn about refunds, surrender options, and key considerations.
14 min read
Does Term Insurance Premium Increase Every Year? Explained
Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.
14 min read
Mastering Life Insurance with Ditto
Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.
5 min read
Can we change the nominee in term insurance?
Life changes—and so may your term insurance nominee. Whether due to marriage, children, or personal reasons, updating your nominee is simple and crucial. Learn how to change it, required documents, and the different nominee types in this easy guide.
9 min read
What Is the Purpose of Term Life Insurance? A Detailed Guide
What is the purpose of term life insurance? It provides critical financial protection by replacing lost income, paying off debts, and ensuring your family’s future is secure. Learn who should buy it, its key benefits, and how it differs from whole life insurance.
14 min read
Can I Have Multiple Term Insurance Plans in 2025?
Wondering, "Can I Have Multiple Term Insurance Plans?" Yes, you can. In fact, multiple plans can offer smarter coverage for evolving life goals—if managed right. Learn the benefits, risks, and best practices for 2025.
11 min read
What is the free look period in Life Insurance?
The free look period in life insurance allows new policyholders a 30-day window to review and cancel their policy without heavy penalties. Learn how it works and why it matters.
11 min read
What is group life insurance?
Group life insurance is an affordable, employer-provided benefit offering life coverage to employees or members. This guide breaks down its pros, cons, and ideal usage in 2025, plus why it shouldn't replace personal term plans.
9 min read