Articles

Life Insurance Articles

Personal Accident Insurance

What is Personal Accident Insurance, and Do You Need It?

Personal accident insurance provides critical financial protection against accidental injuries, disabilities, and even death. In this guide, we break down its features, types, benefits, and claims process.

18 min read
Edelweiss Tokio Life Insurance Review 2025

Edelweiss Tokio Life Insurance Review 2025

Edelweiss Tokio Life Insurance’s CSR stands at an impressive 99.24%, but does that mean it's the best term insurance provider for you? Our 2025 review dives deeper into key metrics, plans, and real customer experiences to help you decide confidently.

12 min read
IndiaFirst Life Insurance

IndiaFirst Life Insurance Review (2025): Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 min read
Return of Premium Rider

What is the Return of Premium Rider?

The Return of Premium (ROP) rider refunds your premiums if you outlive your term plan. It sounds appealing, but is it worth the higher cost? In this guide, we explain how the rider works, who it suits best, and when zero-cost plans may be smarter.

9 min read
Can You Get a Loan Against Term Insurance?

Can You Get a Loan Against Term Insurance? Here’s the Truth (2025 Guide)

Can you get a loan against term insurance? Not really. But here’s how to borrow using other life insurance plans with up to 90% of their surrender value.

5 min read
Term Insurance for Home Loan

Term Insurance for Home Loan: Mandatory or Mis-sold?

Wondering if term insurance is mandatory with your home loan? It’s not—RBI doesn’t require it, and banks can’t force you. But should you skip it? Not really. This article uncovers the truth, bank tactics, and a smarter way to protect both your loan and family with a cost-effective life cover.

5 min read
Acko Life Insurance Review

Acko Life Insurance Review: Should You Trust a New Insurer in 2025?

This comprehensive Acko Life Insurance Review examines the history of Acko, plan features, and customer feedback. Learn about the top Acko Term Insurance policy details and whether a term insurance policy from Acko fits your needs.

10 min read
Shriram Life Insurance

Shriram Life Insurance Review

This in-depth Shriram Life Insurance Review explores plan features, claim settlement data, and customer insights. Learn about the top Shriram Life Insurance policy details and whether a term insurance policy from Shriram fits your needs.

10 min read
SBI Smart Fortune Builder

SBI Smart Fortune Builder ULIP Review

Looking to combine investment and insurance? This 2025 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.

16 min read
Aviva Life Insurance

Aviva Life Insurance Review (2025): Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 min read
Difference Between Term and Whole Life Insurance

What Is The Difference Between Term And Whole Life Insurance?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.

7 min read
Term Insurance Medical Test List

Term Insurance Medical Test List: Are You Fit to Get Covered?

Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.

9 min read