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Life Insurance Articles

Aviva Life Insurance

Aviva Life Insurance Review (2025): Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 min read
Difference Between Term and Whole Life Insurance

What Is The Difference Between Term And Whole Life Insurance?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.

7 min read
Term Insurance Medical Test List

Term Insurance Medical Test List: Are You Fit to Get Covered?

Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.

9 min read
What is Premium Paying Term in Life Insurance?

What does Premium Payment Term Mean in Life Insurance?

Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.

9 min read
Should you declare smoking after you buy a term insurance plan?

What Happens If You Start Smoking After Taking Term Insurance?

If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.

9 min read
Can we Port Term Insurance?

Can we Port Term Insurance?

Can you shift from one term plan to another without hassle, like in health insurance? Unfortunately, no. Porting isn’t allowed in term insurance. Here's what you can do instead.

10 min read
Can we increase term insurance cover

Can we Increase Term Insurance Cover?

Your life and responsibilities evolve—and so should your term insurance. Learn how to increase your term cover with smart options like life-stage benefits, increasing plans, or top-ups. Future-proof your family’s financial security with confidence.

9 min read
Single premium life insurance

Single Premium Life Insurance: What is it and how does it work

Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.

15 min read
Is Term Insurance Good?

Is Term Insurance Good?

Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.

7 min read
Life Insurance Policy Refund

Can You Cancel Your Life Insurance Policy and Get a Refund?

Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.

8 min read
How to Cancel Term Insurance Policy

How to Cancel Term Insurance Policy: Step by Step Guide

This guide explains how to cancel term insurance policy, whether you’re within the free-look period or beyond it. Learn about refunds, surrender options, and key considerations.

14 min read
Does Term Insurance Premium Increase Every Year?

Does Term Insurance Premium Increase Every Year? Explained

Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.

14 min read