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Health Insurance Exclusions

Health Insurance Exclusions: A Complete Guide

Not every medical treatment or procedure is covered under health plans. It’s important to understand these health insurance exclusions to avoid last-minute claim surprises. In this guide, we break down what is usually excluded in most policies.

6 min read
Is Dengue Covered in Health Insurance

Dengue and Health Insurance: What’s Covered and What’s Not

Dengue is covered by most health insurance plans, but claims may be denied if hospitalization isn’t needed or paperwork is incomplete. This guide explains coverage, exclusions, and tips to avoid rejection, plus affordable dengue-specific plans like HDFC ERGO Dengue Care and Bajaj Allianz M-Care.

5 min read
Star Health Super Star Plan Review

Star Health Super Star Plan Review: Features, Benefits & Claim Insights

This guide gives a detailed breakdown of the Star Health Super Star Plan — its standout benefits, hidden limitations, and whether it’s the right fit for your health insurance needs.

10 min read
Cashless Everywhere in Health Insurance

What is Cashless Everywhere in Health Insurance?

The General Insurance Council’s Cashless Everywhere initiative aims to let policyholders get cashless treatment at any hospital in India, networked or not. This 2025 guide explains how it works, key challenges, and expert tips to help you navigate the process without surprises.

4 min read
Documents Required for Health Insurance in India

Documents Required for Health Insurance in India

Documents required for health insurance policy purchases and claim settlement processes are quite different. To help you fulfil these prerequisites easily, we have curated this guide detailing the necessary paperwork.

7 min read
₹50 Lakh Health Insurance

Is a ₹50 Lakh Health Insurance Plan Worth It? Here’s What You Should Know

A ₹50 lakh health insurance plan sounds like the ultimate safety net but is it always the smartest choice? In this blog, we break down when this kind of cover makes sense, who may consider it, and whether a base + super top-up combo can offer better value.

10 min read
Day Care Treatment in Health Insurance

Day Care Treatment in Health Insurance

Many modern treatments no longer need overnight hospital stays but they can still be costly. This guide explains how day care treatment in health insurance helps cover these short procedures, what’s included, how claims work, and which plans offer the best support.

13 min read
Health Insurance in Kerala

Health Insurance in Kerala: A Complete Guide

Kerala has an excellent public health infrastructure, but a majority of its citizens continue to bear out-of-pocket expenses. In this guide, we will explore the current stance of health insurance in Kerala and the steps needed to strengthen it in the future.

7 min read
Term Insurance Vs Health Insurance

Term Insurance Vs Health Insurance: What to Buy First?

Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.

9 min read
ICICI Lombard Health Insurance Claim Settlement Ratio

ICICI Lombard Health Insurance Claim Settlement Ratio

Curious about ICICI Lombard claim settlement ratio? Our 2025 analysis compares it with other leading health insurers, breaks down key metrics, and offers expert insights to help you assess its reliability before buying a policy.

7 min read
Health Insurance for Kids

Health Insurance for Kids: What to Know Before Choosing a Plan

Choosing health insurance for kids may seem difficult, especially when you are considering affordable premiums and future medical needs. This blog highlights the key points to keep in mind when choosing a health insurance plan for your child.

14 min read
Acko Health Insurance Claim Settlement Ratio 2025

Acko Health Insurance Claim Settlement Ratio 2025

Acko’s digital-first model and high health claim settlement ratio (2021–2024) make it a strong contender. But is it trustworthy? In this blog, we compare Acko with top insurers, unpack its claim process, and share Ditto’s view on whether it’s the right choice for you.

10 min read