Confused between Niva Bupa and HDFC ERGO health insurance? We compare claim ratios, premiums, features, and customer experience so you can pick the right insurer for your needs in 2025.
HDFC Ergo vs Care Health Insurance — which one should you pick in 2025? Both insurers have their strengths, but the right choice depends on your needs.
Health insurance for disabled persons ensures fair and inclusive medical coverage, backed by IRDAI rules. Explore private plans, PWD-specific policies, and government schemes like Niramaya & PMJAY designed to meet the unique healthcare needs of persons with disabilities
Individual health insurance in India covers one person’s medical costs, ensuring financial security. Learn how it works, its benefits, and tips.
Discover the truth about non-payable items in health insurance—what’s excluded, IRDAI’s rules, and how to avoid out of pocket expenses.
Health insurance for parents is crucial to safeguard them from rising medical costs and age-related health risks. These policies cover hospitalization, treatments, and even chronic conditions, ensuring financial security and uninterrupted care.
Add-ons and riders in health insurance are optional benefits that enhance base coverage, filling gaps like maternity, critical illness, OPD, and ambulance expenses. Learn the difference to choose the right policy for your needs.
Understand the difference between medical allowance and medical reimbursement as a salaried individual. Avoid tax blunders, make informed decisions, and stay protected.
Niramaya Health Insurance Scheme offers ₹1,00,000 annual coverage for persons with disabilities. Includes hospitalization, surgeries, therapies, OPD, AYUSH treatments, and transport, with no age limit. Apply online or offline easily.
Discover who qualifies for Ayushman Bharat Health Insurance (PM-JAY), including rural and urban families and senior citizens above 70. Understand the benefits, such as up to ₹5 lakh per family annually for hospitalization, and learn about empanelled hospitals offering cashless treatment.
Your base policy covers multiple medical expenses, but there can be a few exceptions. This is where a health insurance rider comes in to cover additional costs, such as maternity expenses, consumables, and so on.
Filing your health insurance claim on time ensures quick settlement and prevents rejection. Learn the deadlines for cashless, reimbursement, OPD, and post-hospitalization claims with a simple guide to documentation and IRDAI rules.
