Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance
IRDAI’s Vision 2047 aims for “Insurance for All” so every Indian can access the right life, health and property cover. This guide discusses how it could change your insurance journey over the next few years.
An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.
Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.
IRDAI’s Vision 2047 aims for “Insurance for All” so every Indian can access the right life, health and property cover. This guide discusses how it could change your insurance journey over the next few years.
An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.
A quick, data-backed look at Bajaj Allianz’s Claim Settlement Ratio, how it compares with industry averages, and what it means for your health insurance experience.
Future Generali Health Insurance (now Generali Central) offers strong plans and decent claim metrics. But due to restructuring and modest scale, it’s currently a “wait-and-watch” choice compared to larger, more stable insurers.
Ayushman Bharat is India’s largest government health scheme offering free treatment up to ₹5 lakh for eligible families. This guide covers benefits, eligibility, exclusions, how to apply, how to download your card, and why private insurance may still be essential for others.
A quick, data-backed look at Bajaj Allianz’s Claim Settlement Ratio, how it compares with industry averages, and what it means for your health insurance experience.
Future Generali Health Insurance (now Generali Central) offers strong plans and decent claim metrics. But due to restructuring and modest scale, it’s currently a “wait-and-watch” choice compared to larger, more stable insurers.
Axis Max Life has one of India’s highest CSRs, recording 99.70% in FY 2024-25 and an average of 99.62% over the past three years. Here’s a complete IRDAI-verified breakdown of Axis Max Life’s claim performance, ASR, solvency ratio, and other key metrics.
ICICI Prudential has achieved a Claim Settlement Ratio (CSR) of 99.34% in FY 2024–25, indicating strong claim reliability. This article breaks down its 5-year performance, ASR, solvency, claim speed, and what these metrics mean for customers considering a term plan.
LIC’s Claim Settlement Ratio for 2024–25 stands at 98.15%, backed by IRDAI data. Here’s a complete breakdown of its 5-year performance, comparisons with top insurers, and what it means for your term insurance decision.
Axis Max Life has one of India’s highest CSRs, recording 99.70% in FY 2024-25 and an average of 99.62% over the past three years. Here’s a complete IRDAI-verified breakdown of Axis Max Life’s claim performance, ASR, solvency ratio, and other key metrics.
ICICI Prudential has achieved a Claim Settlement Ratio (CSR) of 99.34% in FY 2024–25, indicating strong claim reliability. This article breaks down its 5-year performance, ASR, solvency, claim speed, and what these metrics mean for customers considering a term plan.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
Looking for the best ₹50 lakh term insurance plan in India? Here’s a complete guide comparing top insurers, premiums, claim settlement ratios, and Ditto’s expert recommendations to help you pick the right cover.
A quick, data-backed look at Ditto’s term insurance policy and insurer rating framework, how it compares industry averages, and what it means for your overall insurance experience.
Looking for the best term insurance plan for 5 crore in India? Compare top insurers, premiums, CSR, features, eligibility, and IRDAI-verified data. Get expert guidance to choose the right high-value protection for your family.
Looking for the best ₹50 lakh term insurance plan in India? Here’s a complete guide comparing top insurers, premiums, claim settlement ratios, and Ditto’s expert recommendations to help you pick the right cover.
A quick, data-backed look at Ditto’s term insurance policy and insurer rating framework, how it compares industry averages, and what it means for your overall insurance experience.
