Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance
An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
Learn how moral hazard works in insurance, the difference from adverse selection, and how insurers and policyholders can reduce misuse, disputes, and claim rejections.
IRDAI’s Vision 2047 aims for “Insurance for All” so every Indian can access the right life, health and property cover. This guide discusses how it could change your insurance journey over the next few years.
An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
Learn how moral hazard works in insurance, the difference from adverse selection, and how insurers and policyholders can reduce misuse, disputes, and claim rejections.
A beginner-friendly guide to SBI health insurance family plans. Learn what’s covered, what’s not, and whether SBI plans make sense for your family’s healthcare needs.
The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) offers cashless hospitalisation to eligible families in Tamil Nadu. This guide explains coverage, eligibility, enrolment, claims, and how the scheme works in practice.
Raksha Health Insurance TPA has merged with Medi Assist Insurance TPA. This guide explains how the merger impacts claims, hospital access, and what existing policyholders need to do next.
A beginner-friendly guide to SBI health insurance family plans. Learn what’s covered, what’s not, and whether SBI plans make sense for your family’s healthcare needs.
The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) offers cashless hospitalisation to eligible families in Tamil Nadu. This guide explains coverage, eligibility, enrolment, claims, and how the scheme works in practice.
If you’ve been trying to understand how Aviva life insurance really works, this guide breaks down the plans, premiums, and claims process in a straightforward way so you can decide what suits you best.
Group term life insurance offers low-cost life cover through employers or associations, but it comes with limits. This guide explains how it works, its benefits and drawbacks, pricing factors, and why a personal term plan is still essential for long-term protection.
Level term life insurance offers fixed coverage and stable premiums throughout the policy term. This guide explains how it works, who should choose it, and how to use it wisely for long-term family protection.
If you’ve been trying to understand how Aviva life insurance really works, this guide breaks down the plans, premiums, and claims process in a straightforward way so you can decide what suits you best.
Group term life insurance offers low-cost life cover through employers or associations, but it comes with limits. This guide explains how it works, its benefits and drawbacks, pricing factors, and why a personal term plan is still essential for long-term protection.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
Digit Glow Term Life Insurance provides financial protection through affordable premiums, flexible coverage options, and a simple claim process. This guide explains how the plan works so you can decide if it meets your family’s long-term needs.
Limited pay term insurance allows you to pay premiums for a shorter period while staying covered for decades. Learn how it works, its pros and cons, cost comparison with regular pay, and who should opt for it.
Term insurance is usually unavailable for cancer patients due to high mortality risk. This guide explains eligibility rules, why remission does not guarantee approval, and practical alternatives to consider if coverage is declined.
Digit Glow Term Life Insurance provides financial protection through affordable premiums, flexible coverage options, and a simple claim process. This guide explains how the plan works so you can decide if it meets your family’s long-term needs.
Limited pay term insurance allows you to pay premiums for a shorter period while staying covered for decades. Learn how it works, its pros and cons, cost comparison with regular pay, and who should opt for it.
