Insurance Articles

Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance

General

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What Is An Insurance Agent

What is an Insurance Agent: Key Responsibilities and Duties

An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.

10 min read
How Do Insurance Companies Make Money?

How Do Insurance Companies Make Money?

Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.

9 min read

Health Insurance

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Mukhyamantri chiranjeevi swasthya bima yojana

Mukhyamantri Chiranjeevi Swasthya Bima Yojana (Rajasthan): ₹25 Lakh Cover, Eligibility, Documents, Registration

Chiranjeevi (MAAY) offers ₹25 lakh cashless cover per family in Rajasthan. Check eligibility, registration process, and know when to add a personal health plan.

7 min read
Loading Charges in Health Insurance Plans

What are Loading Charges in Health Insurance Plans?

Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!

9 min read

Life Insurance

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Term Insurance for Women

What Makes Term Insurance for Women Essential in 2025?

Term Insurance for Women is vital in 2025, as it provides cost-effective protection, lower premiums, and benefits tailored to women’s needs. Whether you’re working or a homemaker, term insurance helps safeguard your family’s future with flexibility and customization.

9 min read
Free Look Period in Term Insurance

What is the Free Look Period in Term Insurance?

The free look period in term insurance gives you 30 days to review, modify, or cancel your policy if you’re unsatisfied. Learn how it works, what charges apply, and how to request a refund easily.

8 min read

News Section

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Ajay Seth new IRDAI Chairman

New Leadership at IRDAI: Ajay Seth Appointed as Chairman

Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.

6 min read
Jio Financial Services and Allianz to launch reinsurance JV in India

Jio Financial Services and Allianz to launch reinsurance JV in India

Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.

7 min read

Term Insurance

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Unemployment Insurance

What Is Unemployment Insurance and How Does It Work?

What is unemployment insurance in India? It’s a government-backed benefit that gives financial relief to eligible workers who lose their jobs unexpectedly. Find out how it works, who can claim, and what support Indian state programs offer job seekers.

8 min read
What is Mortgage Payment Protection Insurance?

What is Mortgage Payment Protection Insurance?

Mortgage Payment Protection Insurance (MPPI) helps cover your home loan EMI during illness, injury, or job loss. Learn how it works, its pros & cons, alternatives, and whether it’s right for you.

7 min read