Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance
An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.
Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.
The General Insurance Council (GIC) is a statutory body under the Insurance Act, 1938, representing India’s non-life insurers. It works closely with IRDAI to ensure fair practices, policyholder protection, and industry-wide development through initiatives like Cashless Everywhere and Bima Trinity.
An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.
Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.
Chiranjeevi (MAAY) offers ₹25 lakh cashless cover per family in Rajasthan. Check eligibility, registration process, and know when to add a personal health plan.
Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!
ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2025).
Chiranjeevi (MAAY) offers ₹25 lakh cashless cover per family in Rajasthan. Check eligibility, registration process, and know when to add a personal health plan.
Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!
Term Insurance for Women is vital in 2025, as it provides cost-effective protection, lower premiums, and benefits tailored to women’s needs. Whether you’re working or a homemaker, term insurance helps safeguard your family’s future with flexibility and customization.
The free look period in term insurance gives you 30 days to review, modify, or cancel your policy if you’re unsatisfied. Learn how it works, what charges apply, and how to request a refund easily.
The Life Insurance Council is India’s official industry body, uniting all life insurers under one platform. It promotes ethics, transparency, and consumer trust while advising IRDAI, shaping policy, and driving awareness through initiatives like Sabse Pehle Life Insurance.
Term Insurance for Women is vital in 2025, as it provides cost-effective protection, lower premiums, and benefits tailored to women’s needs. Whether you’re working or a homemaker, term insurance helps safeguard your family’s future with flexibility and customization.
The free look period in term insurance gives you 30 days to review, modify, or cancel your policy if you’re unsatisfied. Learn how it works, what charges apply, and how to request a refund easily.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
What is unemployment insurance in India? It’s a government-backed benefit that gives financial relief to eligible workers who lose their jobs unexpectedly. Find out how it works, who can claim, and what support Indian state programs offer job seekers.
Mortgage Payment Protection Insurance (MPPI) helps cover your home loan EMI during illness, injury, or job loss. Learn how it works, its pros & cons, alternatives, and whether it’s right for you.
A non-linked term life insurance plan offers protection without any link to market performance and investment returns. But, is it worth considering for policyholders? This guide discusses the pros and cons of these plans in detail.
What is unemployment insurance in India? It’s a government-backed benefit that gives financial relief to eligible workers who lose their jobs unexpectedly. Find out how it works, who can claim, and what support Indian state programs offer job seekers.
Mortgage Payment Protection Insurance (MPPI) helps cover your home loan EMI during illness, injury, or job loss. Learn how it works, its pros & cons, alternatives, and whether it’s right for you.
