Insurance Articles

Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance

General

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IRDAI Updates for Term and Health Insurance in 2025

IRDAI 2025 Updates for Health and Life Insurance Plans

The IRDAI recently brought in some consumer-friendly changes, including a revised PED definition, a shorter waiting period, a higher surrender value, and a 30-day free look period. Here are the latest IRDAI updates for health and term insurance in 2025.

7 min read
GST and the insurance industry in India for 2024

The Tale of GST and Insurance in India in 2024

Heard about the recent Nirmala Sitharaman’s announcement on the GST spike in insurance premiums? What’s it all about? What does this mean for the insurers and insured? Take a look!

4 min read

Health Insurance

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Cataract Surgery Health Insurance

Does Health Insurance Cover Cataract Surgery?

Cataract is one of the most common eye ailments that people get these days. Health insurance generally covers cataract surgery. However, it depends on your policy, as there can be different waiting periods, sub-limits, and exclusions. Read the entire article to know exactly what your plan covers.

7 min read
How Much Health Insurance Do I Need in India in 2025?

How Much Health Insurance Do I Need?

Not sure how much health insurance you need? Too little can leave you exposed, while too much means high premiums. This guide breaks down key factors like age, medical history, and location to help you choose your coverage. Plus, we compare the best health insurance plans for 2025. Read on!

8 min read

Life Insurance

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Term Plans vs. Traditional Life Insurance - Which One Suits You Best

Term Plans vs. Traditional Life Insurance - Which One Suits You Best

Compare term plans and traditional life insurance policies to find coverage or growth that best suits your needs. Explore key differences, pros and cons, and actionable insights into the factors you must assess before making your decision.

10 min read
highest claim settlement ratio in life insurance

Why Claim Settlement Ratio Is the Secret to Picking the Right Term Insurer

How does a high CSR help you locate a credible term insurance provider? What does the high CSR of a term insurer indicate? Read to know all about the best term providers with industry-high CSRs!

7 min read

News Section

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Apple Watch HDFC ERGO Collaboration

HDFC Ergo’s “Apple” of an Eye!

HDFC ERGO partners with Apple to launch the India Gets Moving program. Read to know what this means for iPhone users and HDFC Ergo policyholders!

3 min read
How changes in GST impacts health and life insurance premiums in India?

GST reduction on Health & Life Insurance Premiums: Boon or Bane?

The GST Council is set to discuss GST on health and life insurance premiums in the December 2024 meeting. Here’s how this decision could impact you (the policyholders) and insurance companies.

2 min read