Insurance Articles

Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance

General

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CIBIL-like score for health insurance

CIBIL-Like Score for Health Insurance: Cause & Effect on the Insurance Industry!

The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.

3 min read
Difference between insurance and assurance

Difference Between Insurance and Assurance

What’s the difference between insurance and assurance? Understand its meaning & differences and how to choose the right financial protection for your needs. This article covers which is more reliable and its challenges to help you make an informed decision.

5 min read

Health Insurance

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Star Health Super Star Plan Review

Star Health Super Star Plan Review: Features, Benefits & Claim Insights

This guide gives a detailed breakdown of the Star Health Super Star Plan — its standout benefits, hidden limitations, and whether it’s the right fit for your health insurance needs.

10 min read
Indemnity Health Insurance

What is Indemnity Health Insurance?

An indemnity health insurance pays for your actual hospital expenses, irrespective of whether it's a minor surgery or major procedure. But is it a better choice than fixed benefit health plans? We’ll break it down in this guide.

5 min read

Life Insurance

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Term Insurance Plans Offering 99 Years Of Coverage

Should You Buy Term Insurance Plans Offering 99 Years Of Coverage?

This article delves into long-duration term insurance plans, particularly those spanning 99 years.

4 min read
Accelerated Death Benefit

What is Accelerated Death Benefit in Term Insurance? Is It Worth It?

The Accelerated Death Benefit in term insurance promises early payouts during terminal illness, but are these claims even honoured? We break down how it works, why claims are rare, and whether it’s worth paying extra for this rider.

7 min read

News Section

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Ajay Seth new IRDAI Chairman

New Leadership at IRDAI: Ajay Seth Appointed as Chairman

Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.

6 min read
Jio Financial Services and Allianz to launch reinsurance JV in India

Jio Financial Services and Allianz to launch reinsurance JV in India

Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.

7 min read