Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance
An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.
Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.
The General Insurance Council (GIC) is a statutory body under the Insurance Act, 1938, representing India’s non-life insurers. It works closely with IRDAI to ensure fair practices, policyholder protection, and industry-wide development through initiatives like Cashless Everywhere and Bima Trinity.
An insurance agent plays a key role in helping you decide which policy suits your needs. But are they the only means to help you with policy comparisons? This guide discusses other alternatives too.
Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.
Looking to extend your health cover? The best super top up health insurance plans in India offer extra protection once your bills cross a set deductible, giving you high coverage at an affordable premium.
Narayana Health Insurance Aditi offers ₹1 crore cover for surgeries and ₹5 lakh+ for medical treatment, with waiting periods that can reduce after a health check-up, but is network-heavy with room-rent restrictions and daily deductibles on Plan 1 & 2 (none on Plus variant).
The process of downloading the SBI Health Insurance Premium Chart PDF is quite easy if you know how to access their official website. This guide discusses the process in detail, including the steps to calculate premiums.
Looking to extend your health cover? The best super top up health insurance plans in India offer extra protection once your bills cross a set deductible, giving you high coverage at an affordable premium.
Narayana Health Insurance Aditi offers ₹1 crore cover for surgeries and ₹5 lakh+ for medical treatment, with waiting periods that can reduce after a health check-up, but is network-heavy with room-rent restrictions and daily deductibles on Plan 1 & 2 (none on Plus variant).
Bandhan Term Insurance offers affordable life cover through iTerm Prime, iTerm Comfort, and iTROP plans. With a high claim settlement ratio of 99.59%% and flexible features like Special Exit Value (SEV), Bandhan offers dependable yet basic protection for families.
A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.
LIC Term Insurance offers trusted life protection through plans like Digi Term and New Tech Term. Backed by a 98.35% claim ratio and flexible cover options, LIC ensures your family’s financial safety with simple, online purchase options.
Bandhan Term Insurance offers affordable life cover through iTerm Prime, iTerm Comfort, and iTROP plans. With a high claim settlement ratio of 99.59%% and flexible features like Special Exit Value (SEV), Bandhan offers dependable yet basic protection for families.
A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.
Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.
SBI’s ₹1 crore term insurance, offered via Smart Shield Plus, is a pure protection plan with level or increasing cover, flexible payout options, riders and life-stage boosts. Here’s how it works, who it suits, and key benefits to know before you buy.
LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.
Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.
