Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance
From 22 Sept 2025, health and term insurance premiums will no longer attract GST. This guide explains how the exemption applies across new policies, renewals, grace periods, cancellations, and refunds—so you know exactly when you’ll save 18%.
Ditto’s Cut is our framework for selecting insurers and plans. Every option is measured against strict benchmarks—IRDAI rules, 3 years of claims data, and real claim-time experience—covering product quality, claims, pricing, and service. Only those that pass make it to our list.
The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.
From 22 Sept 2025, health and term insurance premiums will no longer attract GST. This guide explains how the exemption applies across new policies, renewals, grace periods, cancellations, and refunds—so you know exactly when you’ll save 18%.
Ditto’s Cut is our framework for selecting insurers and plans. Every option is measured against strict benchmarks—IRDAI rules, 3 years of claims data, and real claim-time experience—covering product quality, claims, pricing, and service. Only those that pass make it to our list.
Health Insurance Portability lets you switch insurers without losing benefits like waiting periods or bonuses. Learn the process, rights, documents required, and when you should consider porting your policy.
Health insurance fraud in India threatens policyholders and insurers alike. Learn the types, penalties, prevention methods, and how IRDAI helps combat fraudulent claims.
The Insurance Ombudsman in India offers policyholders a free, impartial, and quick platform to resolve disputes with insurers. From claim delays to policy misrepresentation, here’s how you can file complaints and seek redressal through the CIO system.
Health Insurance Portability lets you switch insurers without losing benefits like waiting periods or bonuses. Learn the process, rights, documents required, and when you should consider porting your policy.
Health insurance fraud in India threatens policyholders and insurers alike. Learn the types, penalties, prevention methods, and how IRDAI helps combat fraudulent claims.
Permanent life insurance in India offers lifelong coverage, a guaranteed death benefit, and a cash value you can access. This guide explains types like whole life, ULIPs, and endowment plans, along with benefits, drawbacks, tax advantages, and who should consider them.
Convertible Term Life Insurance lets you change your term policy to permanent coverage without medical exams, offering lifelong protection and flexibility tailored to your evolving needs.
Diagnosed with a terminal illness? Some term plans let you access part of your sum assured early. This early payout helps cover medical bills and other needs while you're alive. Learn how it works, eligibility, payout limits, and why it matters.
Permanent life insurance in India offers lifelong coverage, a guaranteed death benefit, and a cash value you can access. This guide explains types like whole life, ULIPs, and endowment plans, along with benefits, drawbacks, tax advantages, and who should consider them.
Convertible Term Life Insurance lets you change your term policy to permanent coverage without medical exams, offering lifelong protection and flexibility tailored to your evolving needs.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
