An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
Learn how moral hazard works in insurance, the difference from adverse selection, and how insurers and policyholders can reduce misuse, disputes, and claim rejections.
IRDAI’s Vision 2047 aims for “Insurance for All” so every Indian can access the right life, health and property cover. This guide discusses how it could change your insurance journey over the next few years.
Narayana Health Insurance is a new standalone insurer backed by the Narayana hospital group. While plans offer high coverage at competitive prices, limited long-term claims data and network restrictions raise concerns.
SBI Super Health Insurance offers comprehensive hospital cover with multiple variants, wide sum insured options, and benefits like restoration, bonus protection, and maternity cover. This guide explains premiums, eligibility, features, waiting periods, and whether the plan suits your needs.
Download the Star Health Insurance Premium Chart PDF to see how premiums vary by age, sum insured, and plan type. Learn how to estimate your premium, understand key pricing factors like city and medical history, and compare plans with Ditto’s expert guidance before choosing the right cover.
Women term insurance is a life insurance plan for women that offers financial protection with lower premiums and women-specific riders. This guide explains how it works, who should buy it, and why it matters.
Choosing the right life insurer goes beyond premiums and benefits. The Claim Settlement Ratio (CSR) shows how reliably a company pays claims. This guide breaks down CSR, its importance, how it's calculated, 2026's top 10 insurers (IRDAI data), the claim process, and tips to avoid rejection.
The best term insurance plan with return of premium is explained simply. Learn how ROP term plans work, their real costs, drawbacks, and whether smarter alternatives can give you better protection and returns.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Kotak term insurance payment can be done online via UPI, cards, net banking or offline at branches. Learn required details, step‑by‑step payment methods, benefits, and how to check your premium payment status easily.
Affordable term life insurance helps you secure a large life cover at a budget-friendly premium without compromising on claim reliability. Learn how to compare plans, choose the right cover amount, and avoid common mistakes while buying term insurance in India.
A term insurance premium chart provides a clear snapshot of how premiums change with age, coverage amount, and policy term. While it helps you compare costs across insurers, understanding what the numbers actually mean is crucial before choosing a plan.
