Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance
The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.
What’s the difference between insurance and assurance? Understand its meaning & differences and how to choose the right financial protection for your needs. This article covers which is more reliable and its challenges to help you make an informed decision.
The IRDAI recently brought in some consumer-friendly changes, including a revised PED definition, a shorter waiting period, a higher surrender value, and a 30-day free look period. Here are the latest IRDAI updates for health and term insurance in 2025.
The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.
What’s the difference between insurance and assurance? Understand its meaning & differences and how to choose the right financial protection for your needs. This article covers which is more reliable and its challenges to help you make an informed decision.
At Ditto, we guide you in choosing health insurance plans for mental health coverage in India—covering therapy, OPD, hospitalization, and more.
Risk pooling in health insurance spreads medical costs across many people, ensuring affordable premiums and financial protection. Learn how it works, its benefits, and why it’s crucial for a fair, sustainable insurance system.
Government health insurance schemes like PM-JAY, CGHS, ESIS, and ECHS provide essential financial protection for millions of Indians. Here’s a complete guide to benefits, eligibility, and why you may still need private health insurance.
At Ditto, we guide you in choosing health insurance plans for mental health coverage in India—covering therapy, OPD, hospitalization, and more.
Risk pooling in health insurance spreads medical costs across many people, ensuring affordable premiums and financial protection. Learn how it works, its benefits, and why it’s crucial for a fair, sustainable insurance system.
If you want additional financial protection for your parents, the family protect rider is an excellent choice. But will it live up to your expectations in the future? This guide analyzes the benefits and limitations of this rider to ensure if it’s the right choice for you.
Smokers pay 60–100% more for term insurance. Compare rules, risks, and the best plans for 2025.
Life insurance after 60 comes with high premiums and fewer benefits. Explore the best plans for senior citizens in India and smarter alternatives like FDs, SCSS, and pension plans for financial security.
If you want additional financial protection for your parents, the family protect rider is an excellent choice. But will it live up to your expectations in the future? This guide analyzes the benefits and limitations of this rider to ensure if it’s the right choice for you.
Smokers pay 60–100% more for term insurance. Compare rules, risks, and the best plans for 2025.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
