FEATURED ARTICLE
An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
Learn how moral hazard works in insurance, the difference from adverse selection, and how insurers and policyholders can reduce misuse, disputes, and claim rejections.
IRDAI’s Vision 2047 aims for “Insurance for All” so every Indian can access the right life, health and property cover. This guide discusses how it could change your insurance journey over the next few years.
FEATURED ARTICLE
An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
A quick, data-backed look at Niva Bupa’s Claim Settlement Ratio, how it compares with industry averages, and what it means for your health insurance experience.
A breakdown of the moratorium period in health insurance: what IRDAI’s five year rule means, how it works in real claims, when insurers can still reject, and what happens during portability, migration, or sum insured increases.
Post Office Health Insurance lets you buy health policies through IPPB and Post Offices, while private insurers handle coverage and claims. Learn partner insurers, popular plans, benefits, limitations, and what to check before buying.
A quick, data-backed look at Niva Bupa’s Claim Settlement Ratio, how it compares with industry averages, and what it means for your health insurance experience.
PNB MetLife term insurance offers affordable life cover with flexible payouts, strong claim ratios, and solid financial backing. This detailed review covers plans, premiums, features, claim performance, pros, cons, and Ditto’s expert take to help you choose the right term plan.
The LIC ₹1 crore term insurance plan is explained in detail. Compare premiums, features, claim records, and limitations to see whether LIC or private insurers offer better value in 2026.
A 10-year term life insurance plan offers short-term, affordable protection. Learn how it works, premium comparisons across insurers, who should buy it, and why coverage till age 65–70 often makes more sense.
PNB MetLife term insurance offers affordable life cover with flexible payouts, strong claim ratios, and solid financial backing. This detailed review covers plans, premiums, features, claim performance, pros, cons, and Ditto’s expert take to help you choose the right term plan.
FEATURED ARTICLE
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.
IRDAI has flagged serious lapses in health claim handling by eight major insurers, including delays, wrongful rejections, and poor grievance redressal. With show-cause notices issued, policyholders can expect improved claim processes and stricter accountability going forward.
FEATURED ARTICLE
Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.
Insta Payout on claims is a feature in select term insurance plans that allows nominees to receive a small part of the death benefit immediately after claim registration, helping cover urgent expenses while the insurer completes claim verification.
ICICI Pru iProtect Smart Return of Premium is a term plan that refunds premiums on maturity, but at nearly double the cost of pure term insurance. Here’s an honest, data-backed review.
A detailed Bajaj Life iSecure II Plan review covering premiums, riders, exclusions, claim settlement metrics, and why it suits buyers without formal income documents.
Insta Payout on claims is a feature in select term insurance plans that allows nominees to receive a small part of the death benefit immediately after claim registration, helping cover urgent expenses while the insurer completes claim verification.
