Royal Sundaram General Insurance is a venture majorly partnered by Sundaram Finance, the Indian NBFC group and 200 year-old Belgian-based Ageas Insurance. They are the first private general insurance company to get licence in India and they offer Health, Motor, Travel and Home Insurance. It has two Health Insurance policies, one Individual and one Family, among which they provide Maternity benefit as well.
Claim Settlement Ratio NA
Network Hospitals 5000+
Royal Sundaram Health insurance plans
Health insurance claim process for Royal Sundaram
1
Inform the insurer
If it is an emergency, you can immediately get admitted in the hospital and then within 24 hours, you need to inform the Royal Sundaram people. But in case of planned hospitalization (like Cataract or Knee replacement), you need to inform them atleast 48 hours before hospitalization
2
Fill in the forms
You need to provide a copy of your insurance policy and an ID proof and you need to fill in a small questionnaire so that the hospital/TPA desk can reach out to your insurer for the approval
3
Claim approval
Once your request is approved, hospital will start providing you the required treatment and you won’t have to pay any amount. In case the request is rejected, you will have to pay, but worry not, you can apply for a reimbursement once you are discharged