Bharti Axa is a joint venture led by two giant conglomerates, Bharti Enterprises and one of the biggest insurance companies in the world AXA, having a longstanding experience of over 200 years. They offer insurance across segments like Health, Motor, Travel, SME, Home, etc. Among Health, they have two policies with cover ranging from 1 lakh to 1 crore, providing good benefits like Health check-ups and OPD as well.

Claim Settlement Ratio - 85%
Network Hospitals - 4500+
Incurred Claim Ratio - 77%

Good Claim Settlement

I had filed a claim with Bharti Axa for my mother as she was hospitalized for a couple of weeks. I contacted the customer service of Bharti Axa and presented them with all the necessary documents. They started the processing right off the bat and settled my claim within 3 working days. Very responsive team.

AArindam Debnath


Bharti Axa’s policies were a perfect fit for me and I had no problem buying the plan too. The step-by-step online purchasing process makes it very simple for anyone to compare and buy policies.

GGarima Kumar

Value for Money

I graduated last year and was looking to buy health insurance for myself and my family since a while now. I came across Ditto Insurance via Finshots newsletter. They have an amazing team of advisors who provide the guidance, which is exactly what I needed. And now I have a policy from Bharti Axa which is quite comprehensive.

YYushma Thapa

Health is wealth

The policy I have is very nice and has good payback options. Good treatments, number of hospitals, ambulance facilities - everything is there.

RRaghu Venkataraman

5-min policy

I purchased my chosen policy from Bharti Axa website with a few clicks and done! Everything was hasslle-free.

MMandira Kalyankar

Damn good product

Bharti axa health insurance plan is the best in the market. Premium is low and the policy coverage is high and their claim settlement is even better. Claiming is easy due to fast service.

AAnoop Chawla

Overall Good Experience!

I bought a plan from Bharti Axa before two years ago. Bt now I’m satisfied with their services but sometime they dont reply on time.

NNidhi Rai

AMAZING policy

No complaints. Good company name and trustworthy.

VVedang Dubey

Liked it very much

Nice policies and co-operative staff. Smooth claims procedures.

MManoj dekate

Relatively better!

Even though they have limited number of hospitals, their quality of service is top notch and nowhere to be found. Choose wisely!

RRohan chaudhari

Less network hospitals

Compared to other insurance companies, Bharti Axa has less number of hospitals. It is difficult to find hospitals near you sometimes.

Jjoshua varghese

Delay in claim

Their claims people are very slow and lousy. I mailed them once and they replied back two days later.

Aaniket pande