1Cr+ term insurance plans* from India’s top insurers @ ₹850/month ONLY
![ICICI Prudential](/static/5ee19aefd5a6a365f4dce422efd6c4b5/59ca2/icici_prudential_logo.png)
![Max Life](/static/200e4bd53b1be5502a94ad85f262d534/59ca2/mli_logo_1.png)
![HDFC Life](/static/bebafaf7f421590053b0cd40e7899dfc/59ca2/hdfc_life_logo.png)
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Zero cost plans
No spam ever
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24/7 claim support
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3,00,000+
Customers advised
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Why should you Buy from Ditto?
![IRDAI - Certified Advisors](/static/8a493fb11e2b2e1a10bb5f31e279f30b/10d36/certified_badge.png)
IRDAI - Certified Advisors
Our insurance advisors are IRDAI-certified and have undergone 200+ hours of training to guide you in your journey- from informed policy selection to seamless claim settlement.
![End To End Claim Support](/static/9c8689ff1e77cac3b6e3bb539cc064bf/3f236/claims.png)
End To End Claim Support
We offer 24x7 claim support. Be it scorching afternoons or cold nights, if you need us there, you'll find us there with you.
![Better Service](/static/3cb822eb5091ef9dd7e92bf8a4099588/35c4f/gift_box.png)
Better Service
If you want to change the nominee, add a new member to your policy or talk to the insurance company in general, you'll have a better chance of getting through ASAP when you loop us in the conversation.
Find out your ideal cover amount
Your age
Enter your age (in years)
18 yrs
80 yrs
Protection duration
Enter the age till which you want your coverage to last (in years)
18 yrs
80 yrs
Monthly expenses
Enter your average monthly expense
Do not include EMIs and investments in expenses.
Outstanding Loans
Enter any unsecured outstanding loans
Disclaimer: Insurers set an upper limit to your coverage based on your income and education.
![Nithin Kamath](/static/6953f1c2fe557128b83acd3b1f340c44/19845/nithin.jpg)
CEO Zerodha
Nithin Kamath
Why we are working with Ditto
Life and health insurance have to be the first things you get, even before you start investing. But most people get intimidated by all choices and complexity. Then there's the issue of rampant mis-selling. We've long wanted to solve this for Indians, and I'm really excited about this partnership with Ditto.
Had a good chat with Ditto about term insurance. I always knew that smokers pay a higher premium, but not to the extent of 40%.
![Karthik Rangappa](/static/10dae7bafb9400824c0ca4f94ba7780b/b108f/karthik.jpg)
Karthik Rangappa
VP - Education Services @ Zerodha![ditto hotline](/static/2ff9f8839f719a777ce82502cf6237d5/b7680/testimonials_ditto.png)
Ease of Connecting - A+
Advisor's Communication - A+
Education - A+
Genuineness - A+
Respecting user (No Spam) - A+
CGPA - 10 (Highly recommended) @joinditto
![Gorang Agarwal](/static/f143a3ecf11e7f21b93c632884cba70f/c29c4/Gorang_Agarwal_.jpg)
Gorang Agarwal
@Gorang_Agarwal_
![Kaartic Sivaraam](/static/67a5d59733a2f07178aea8413f75cc89/c29c4/kaartics.jpg)
Kaartic Sivaraam
@kaartics
![Harsh Shah](/static/a7b2157c0523782d37a6464c790084f2/c29c4/05harsh.jpg)
Harsh Shah
@05harsh
![Arpit Mishra💯](/static/2128fdede2a3764abcdb7441a70740aa/c29c4/mishraarpit01.jpg)
Arpit Mishra💯
@mishraarpit01
![GAURAV AGARWAL](/static/5ac53132229da2bf3d8989aca210ff99/c29c4/AGAURAV711.jpg)
GAURAV AGARWAL
@AGAURAV711
![simran✨](/static/6bba81d4f41784954376c507b62fe44b/c29c4/jr_sachdeva.jpg)
simran✨
@jr_sachdeva
![Samaya](/static/7d0fbe79b11f92df95cd0f60659bdd76/c29c4/sam_ception.jpg)
Samaya
@sam_ception
![Nikunj Kejriwal](/static/f9199d1bae1966d51bfca74b4379a4b1/c29c4/thebreezerguy.jpg)
Nikunj Kejriwal
@thebreezerguy
![Hiren Patel](/static/034bf932b934bed16c9dd6ceb27b4778/c29c4/hiren5260.jpg)
Hiren Patel
@hiren5260
![Dibyajyoti Basak](/static/6d4f2a57a4acdb153a9df9ea16757187/c29c4/dj_mstrpce.jpg)
Dibyajyoti Basak
@dj_mstrpce
![Rishi Bhatia](/static/4644748fedac098fb64a0a8f55df2861/c29c4/ribhatia.jpg)
Rishi Bhatia
@ribhatia
![dikshith](/static/772aa709423494dba2e436c8df1fe643/b9d00/no_img_twitter.png)
dikshith
@dikshith171
Frequently asked questions
*Disclaimer
- The premiums on your term plan may vary based on your age, gender, lifestyle habits, plan duration & other factors depending on the insurance companies i.e., on the basis of your profile.
- Zero-cost term plans may not always be the best choice in all cases. One must do their due diligence before purchasing them.
- 64+ critical illness cover comes only with certain term insurance plans.
- Claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 080-48816818. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions.
- The information contained in this website is only indicative in nature and is presented purely for informational purposes as a service to the internet community at large. It does not constitute the entire terms, conditions, and exclusions of any policy or insurance advice. Product information is solely based on the information received from the insurers.
- It is important to understand that insurance is a subject matter of solicitation and market risks. It is the responsibility of the user to understand the limitations of insurance policies and the risks involved, and under no circumstance, form, or manner, do we take any liability in such cases. For more details on risk factors, terms and conditions, please read the offer documents carefully before concluding a sale.
- Products and Prices offered by the insurers are as per the IRDAI approved insurance plans. All savings and online discounts are provided by insurers as per IRDAI approved insurance guidelines. Standard T&C apply.
- Tacterial Consulting Private Limited | CIN: U74999GJ2018PTC103398 | Office - The Pavilion, 175/176, 2nd Floor, Bannerghatta Main Road, next to Rainbow Hospital, Bilekahalli, Bengaluru, Karnataka 560076 IN | License No. [CA0738], Valid till [9th December 2026], License category- Corporate Agent (Composite).