How does a Life Stage Benefit help you?

Term insurance policies are extremely rigid. You can’t change your coverage once you sign the deal. If it was 1 Crore six years back, it will be 1 Crore until the policy expires. So if you buy a policy when you’re young, your cover might be wholly inadequate in the future — when you marry and you have kids.

Unless you opted for a life-stage benefit. In which case, the insurer will offer you the option to increase your cover by a certain amount during major life events. For instance, when you get married and you have kids. It’s this sort of flexibility that you need in a good term insurance policy. And so if you aren’t married yet, maybe you should consider this benefit.

If you think you will have more dependants in the future, opting for a life stage benefit is a no-brainer.

If you need help shortlisting a good term policy or if you want to talk about your cover amount, text us on Whatsapp.


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