Digit Insurance is an Insurance tech start-up founded 4 years ago, and is backed by the Financial Services major Fairfax Group. Although it is relatively younger in the industry, it has a wide product list of Health, Travel, Motor, Home, Shop Insurance. There are only two Health policies, but with a decent number of features and even Health check-ups.
Claim Settlement Ratio NA
Network Hospitals 5,000+
Digit Insurance Health insurance plans
Health insurance claim process for Digit Insurance
1
Inform the insurer
If it is an emergency, you can immediately get admitted in the hospital and then within 24 hours, you need to inform the Digit Insurance people. But in case of planned hospitalization (like Cataract or Knee replacement), you need to inform them atleast 48 hours before hospitalization
2
Fill in the forms
You need to provide a copy of your insurance policy and an ID proof and you need to fill in a small questionnaire so that the hospital/TPA desk can reach out to your insurer for the approval
3
Claim approval
Once your request is approved, hospital will start providing you the required treatment and you won’t have to pay any amount. In case the request is rejected, you will have to pay, but worry not, you can apply for a reimbursement once you are discharged